Parkside Eviction Risk: High , Mount Vernon

Against Westchester County at 47.2%, 93% of renters here are cost-burdened. Annualized rent equals 49% of average household income of $46,250, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is tenant-organizing strength at 9.5/10.

Against the Westchester County average of 7.8, this tract reads riskier for landlords by 2.1 points. On the high side, local political climate reads 8.5/10. Running cool, supply constraint reads 1.8/10.

Housing insecurity runs 26.1% against 14.2% nationally. At $1,900 a month, rents run 17% over what the rest of Mount Vernon commands.

Inability to pay a utility bill runs 17.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 100th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 7.8/10, which tracks how hard a shock lands on the households already here. Statewide the NY average is 7.7, so this tract runs 2.2 points hotter.

62% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.