Census Tract · Ranked #35,899 of 84,120 nationally
Earl Eviction Risk: Moderate
Tract 37045951601 ·
Cleveland County, NC · pop 4,023 · 25% of tract blocks fall in Earl
Census tract 37045951601 covers Earl, home to 4,023 residents. For landlords it grades 4.4/10, a moderate reading. That is riskier than about 20% of US census tracts.
About 13% of renters carry a rent burden of 30% of income or higher, a modest level, and 10% are severely burdened at 50% or more. Average rent runs $920 a month against an average household income of $59,965 a year, roughly 18% of income at the averages. About 34% of occupied units are renter-occupied.
Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%Stable renters 30%Owners 66%
Tract context
Occupied units1,505
Renter share34.2%
SVI overall0.42
Poverty rate18.9%
Median income$59,965
Percentile rank
Higher percentile = riskier than more peers.
Within parent city
50th percentile
#1 of 1 tracts In Earl
Moderate
Within county
48th percentile
#13 of 24 tracts In Cleveland County
Moderate
Within state
66th percentile
#899 of 2,660 tracts In North Carolina
Elevated
National
57th percentile
#35,899 of 84,120 tracts In U.S.
Elevated
Geographic context
Risk heat across Earl and the region
Centroid at 35.2079, -81.5691 · click any tract to drill in
Why Earl scores 4.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Earl
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
18.9% poverty · this tract
4.7
Supply constraint
$920 rent vs county FMR
4.9
Rent control risk
Inherited from Earl
1.7
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Earl
4.4
Housing court bias
Inherited from Earl
4.2
How Earl compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 42
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
72%Socioeconomic
35%Household composition
58%Racial/ethnic minority
10%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
15.0%Housing insecurity
10.3%Utility-shutoff threat
19.6%Food insecurity
17.2%SNAP enrollment
10.2%Transit barriers
11.2%No health insurance
18.4%Frequent mental distress
37.4%Any disability
Analysis
What drives eviction risk in Earl
The heaviest input here is supply constraint at 4.9/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Earl, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Cleveland County average of 5.7 and below the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 42nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
In CDC survey modeling, about 15.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.3% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 37045951601
Q1
What is the eviction-risk score for census tract 37045951601?
Census tract 37045951601 in Earl scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37045951601?
Median gross rent is $920/month (ACS 5-year 2023, table B25064). 13% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37045951601?
18.9% of residents in tract 37045951601 live below the federal poverty line (ACS B17001, 2023). Population: 4,023.
Q4
How socially vulnerable is tract 37045951601?
CDC Social Vulnerability Index ranks this tract in the 42th percentile nationally. Sub-themes: socioeconomic 72th, household 35th, minority 58th, housing 10th.
Q5
How many evictions are filed each year in tract 37045951601?
Princeton Eviction Lab recorded 858 eviction filings across 16 validated years in tract 37045951601 (2000-2018). The average annual filing rate is 13.57% of renter households, peaking at 17.5% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 37045951601 struggle to pay rent?
About 15.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 37045951601 compare to Earl overall?
Tract 37045951601 scores 4.3/10, higher than the parent city of Earl at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Earl; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.