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Census Tract · Ranked #42,763 of 84,120 nationally

Shelby Eviction Risk: Lower

Tract 37045951300 · Cleveland County, NC · pop 3,046 · 34% of tract blocks fall in Shelby

Shelby is where census tract 37045951300 sits, home to 3,046 residents. Its landlord eviction-risk score is 5.3/10. On the national scale it ranks #42,999 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 26% of renter households, a moderate level, and 15% are severely burdened at 50% or more. Average gross rent is $981 monthly, set against $62,488 in average yearly household income, roughly 19% of income at the averages. Renters make up 22% of occupied homes.

Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6% Stable renters 16% Owners 78%
Tract context
Occupied units1,073
Renter share22.3%
SVI overall0.56
Poverty rate10.7%
Median income$62,488

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#8 of 8 tracts In Shelby
Very Low
Within county
26 th percentile
Rank, 26th percentileLowHigh
#18 of 24 tracts In Cleveland County
Low
Within state
55 th percentile
Rank, 55th percentileLowHigh
#1,198 of 2,660 tracts In North Carolina
Elevated
National
49 th percentile
Rank, 49th percentileLowHigh
#42,763 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Shelby and the region

Centroid at 35.3175, -81.5868 · click any tract to drill in

Why Shelby scores 3.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Shelby
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
10.7% poverty · this tract
2.7
Supply constraint
$981 rent vs county FMR
5.5
Rent control risk
Inherited from Shelby
5.9
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Shelby
8.2
Housing court bias
Inherited from Shelby
6.7

How Shelby compares

Risk score vs. parent city, county, state.
Shelby risk score vs. parent city / county / stateThis tract: 3.93.9This tracttract 951300Shelby: 2.62.6Shelbyparent cityCounty: 4.44.4Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 56

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 481Total filings over 16 yrs
  • 16.87%Avg annual filing rate
  • 28.6%Peak (2002)
  • 16Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 370459513002002: 56 filings (28.57/100 renter HHs)2003: 42 filings (21.43/100 renter HHs)2004: 53 filings (27.04/100 renter HHs)2005: 53 filings (31.18/100 renter HHs)2006: 37 filings (21.76/100 renter HHs)2008: 26 filings (15.29/100 renter HHs)2009: 18 filings (10.59/100 renter HHs)2010: 30 filings (11.49/100 renter HHs)2011: 19 filings (11.52/100 renter HHs)2012: 16 filings (9.70/100 renter HHs)2013: 24 filings (14.55/100 renter HHs)2014: 28 filings (16.97/100 renter HHs)2015: 25 filings (15.15/100 renter HHs)2016: 20 filings (12.82/100 renter HHs)2017: 18 filings (11.54/100 renter HHs)2018: 16 filings (10.26/100 renter HHs)
Filings dropped 71% over the past 16 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Shelby

What moves this score most is tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Shelby eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Cleveland County average of 5.7 and in line with the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 56th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

Princeton's Eviction Lab logged 481 eviction filings here over 16 tracked years, with about 16.9% of renter households facing a filing in a typical year. Filings peaked at 28.6% of renter households in 2002.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37045951300

Q1

What is the eviction-risk score for census tract 37045951300?

Census tract 37045951300 in Shelby scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 37045951300?

Median gross rent is $981/month (ACS 5-year 2023, table B25064). 26% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 37045951300?

10.7% of residents in tract 37045951300 live below the federal poverty line (ACS B17001, 2023). Population: 3,046.
Q4

How socially vulnerable is tract 37045951300?

CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 56th, household 73th, minority 48th, housing 38th.
Q5

How many evictions are filed each year in tract 37045951300?

Princeton Eviction Lab recorded 481 eviction filings across 16 validated years in tract 37045951300 (2000-2018). The average annual filing rate is 16.87% of renter households, peaking at 28.6% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 37045951300 struggle to pay rent?

About 9.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 37045951300 compare to Shelby overall?

Tract 37045951300 scores 3.9/10, higher than the parent city of Shelby at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Shelby eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Shelby

Top eight tracts in Shelby ranked by composite eviction-risk score.

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