New Bern Eviction Risk: Moderate

The dominant input is economic stress at 8.9/10. The poverty rate is 35%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, eviction-process difficulty reads 1.7/10.

Well under the midpoint, supply constraint reads 1.8/10. It sits 1.3 points above the Craven County average of 4.2. Average gross rent is $900, 17% below the New Bern average.

Housing insecurity runs 21.6% against 14.2% nationally. Inability to pay a utility bill runs 16.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Nationally it ranks #23,808 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.6/10, which tracks how hard a shock lands on the households already here. Statewide the NC average is 4.0, so this tract runs 1.5 points hotter.

Of its three components the household composition measure is the most pressured. 45% of renter households spend at least 30% of income on rent. Annual rent works out to 29% of average household income of $37,439.

44% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.