Within parent city
50
th percentile
Moderate
Census Tract · Ranked #37,643 of 84,120 nationally
Havelock Eviction Risk: Moderate
Tract 37049961102 · Craven County, NC · pop 3,621 · 34% of tract blocks fall in Havelock
Eviction risk in Havelock in Craven County centers on tract 37049961102, which scores 4.9/10 (Moderate tier) and is home to 3,621 residents. That is riskier than about 35% of US census tracts.
18% of renter households here spend at least 30% of income on rent, a modest level, and 0% are severely burdened at 50% or more. Average rent runs $1,105 a month against an average household income of $69,543 a year, roughly 19% of income at the averages. About 34% of occupied units are renter-occupied.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%
Stable renters 28%
Owners 66%
Tract context
Occupied units1,405
Renter share33.7%
SVI overall0.46
Poverty rate14.9%
Median income$69,543
Percentile rank
Higher percentile = riskier than more peers.Within county
56
th percentile
Elevated
Within state
64
th percentile
Elevated
National
55
th percentile
Elevated
Geographic context
Risk heat across Havelock and the region
Centroid at 34.8854, -77.0301 · click any tract to drill in
Why Havelock scores 4.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Havelock
4.7
Regional political climate
2024 county presidential margin
4.1
State political climate
North Carolina legislature & governorship
2.3
Economic stress
14.9% poverty · this tract
3.7
Supply constraint
$1,105 rent vs county FMR
3.4
Rent control risk
Inherited from Havelock
5.2
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Havelock
9.4
Housing court bias
Inherited from Havelock
5.8
How Havelock compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 46
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 68%Socioeconomic
- 40%Household composition
- 56%Racial/ethnic minority
- 18%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.8%Housing insecurity
- 8.6%Utility-shutoff threat
- 16.1%Food insecurity
- 13.0%SNAP enrollment
- 9.0%Transit barriers
- 10.8%No health insurance
- 18.2%Frequent mental distress
- 33.8%Any disability
Analysis
What drives eviction risk in Havelock
The score leans hardest on tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Havelock, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Craven County average of 5.4 and below the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 12.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.6% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 46th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 37049961102
Q1
What is the eviction-risk score for census tract 37049961102?
Census tract 37049961102 in Havelock scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37049961102?
Median gross rent is $1,105/month (ACS 5-year 2023, table B25064). 18% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37049961102?
14.9% of residents in tract 37049961102 live below the federal poverty line (ACS B17001, 2023). Population: 3,621.
Q4
How socially vulnerable is tract 37049961102?
CDC Social Vulnerability Index ranks this tract in the 46th percentile nationally. Sub-themes: socioeconomic 68th, household 40th, minority 56th, housing 18th.
Q5
What share of households in tract 37049961102 struggle to pay rent?
About 12.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 37049961102 compare to Havelock overall?
Tract 37049961102 scores 4.2/10, higher than the parent city of Havelock at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Havelock; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Havelock
Top eight tracts in Havelock ranked by composite eviction-risk score.
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