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Census Tract · Ranked #37,643 of 84,120 nationally

Havelock Eviction Risk: Moderate

Tract 37049961302 · Craven County, NC · pop 3,684 · 81% of tract blocks fall in Havelock

Tract 37049961302, home to 3,684 residents in Havelock, scores 5.4/10 for landlord eviction risk. On the national scale it ranks #39,914 of 84,120 for landlord eviction difficulty.

About 39% of renters carry a rent burden of 30% of income or higher, a high level, and 18% are severely burdened at 50% or more. Average gross rent is $1,047 monthly, set against $56,204 in average yearly household income, roughly 22% of income at the averages. Renters make up 54% of occupied homes, a renter-majority tract.

Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21% Stable renters 33% Owners 46%
Tract context
Occupied units1,624
Renter share53.5%
SVI overall0.67
Poverty rate12.3%
Median income$56,204

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
25 th percentile
Rank, 25th percentileLowHigh
#4 of 5 tracts In Havelock
Low
Within county
60 th percentile
Rank, 60th percentileLowHigh
#11 of 26 tracts In Craven County
Elevated
Within state
64 th percentile
Rank, 64th percentileLowHigh
#969 of 2,660 tracts In North Carolina
Elevated
National
55 th percentile
Rank, 55th percentileLowHigh
#37,643 of 84,120 tracts In U.S.
Elevated
Geographic context

Risk heat across Havelock and the region

Centroid at 34.8608, -76.8419 · click any tract to drill in

Why Havelock scores 4.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Havelock
4.7
Regional political climate
2024 county presidential margin
4.1
State political climate
North Carolina legislature & governorship
2.3
Economic stress
12.3% poverty · this tract
3.1
Supply constraint
$1,047 rent vs county FMR
3.0
Rent control risk
Inherited from Havelock
5.2
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Havelock
9.4
Housing court bias
Inherited from Havelock
5.8

How Havelock compares

Risk score vs. parent city, county, state.
Havelock risk score vs. parent city / county / stateThis tract: 4.24.2This tracttract 961302Havelock: 2.62.6Havelockparent cityCounty: 4.04.0Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 67

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 312Total filings over 2 yrs
  • 12.69%Avg annual filing rate
  • 13.0%Peak (2016)
  • 152Filings in 2018 (latest validated)
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Havelock

What moves this score most is tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Havelock, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Craven County average of 5.4 and in line with the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 67th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 17.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.5% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37049961302

Q1

What is the eviction-risk score for census tract 37049961302?

Census tract 37049961302 in Havelock scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 37049961302?

Median gross rent is $1,047/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 37049961302?

12.3% of residents in tract 37049961302 live below the federal poverty line (ACS B17001, 2023). Population: 3,684.
Q4

How socially vulnerable is tract 37049961302?

CDC Social Vulnerability Index ranks this tract in the 67th percentile nationally. Sub-themes: socioeconomic 66th, household 37th, minority 52th, housing 79th.
Q5

How many evictions are filed each year in tract 37049961302?

Princeton Eviction Lab recorded 312 eviction filings across 2 validated years in tract 37049961302 (2000-2018). The average annual filing rate is 12.69% of renter households, peaking at 13.0% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 37049961302 struggle to pay rent?

About 17.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 37049961302 compare to Havelock overall?

Tract 37049961302 scores 4.2/10, higher than the parent city of Havelock at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Havelock; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Havelock

Top eight tracts in Havelock ranked by composite eviction-risk score.

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