Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #23,554 of 84,120 nationally
Oakview Terrace Eviction Risk: Moderate , Charlotte
Tract 37119004500 · Mecklenburg County, NC · pop 3,158 · neighborhood within 0.6 mi
How risky is the Oakview Terrace area of Charlotte for landlords? Census tract 37119004500 scores 5.6/10, the Moderate tier. On the national scale it ranks #33,595 of 84,120 for landlord eviction difficulty.
42% of renter households here spend at least 30% of income on rent, a severe level, and 26% are severely burdened at 50% or more. Average gross rent is $1,034 monthly, set against $38,688 in average yearly household income, roughly 32% of income at the averages. About 42% of occupied units are renter-occupied.
Risk score
5.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 24%
Owners 58%
Tract context
Occupied units1,356
Renter share42.0%
SVI overall0.67
Poverty rate21.3%
Median income$38,688
Percentile rank
Higher percentile = riskier than more peers.Within parent city
91
th percentile
Very High
Within county
92
th percentile
Very High
Within state
85
th percentile
High
Geographic context
Risk heat across Charlotte and the region
Centroid at 35.2525, -80.8721 · click any tract to drill in
Why Oakview Terrace scores 5.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Charlotte
6.0
Regional political climate
2024 county presidential margin
6.8
State political climate
North Carolina legislature & governorship
2.3
Economic stress
21.3% poverty · this tract
5.3
Supply constraint
$1,034 rent vs county FMR
1.0
Rent control risk
Inherited from Charlotte
1.5
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Charlotte
4.5
Housing court bias
Inherited from Charlotte
3.5
How Oakview Terrace compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 67
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 83%Socioeconomic
- 67%Household composition
- 87%Racial/ethnic minority
- 19%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 8%Grade C
- 4%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 1,087Total filings over 4 yrs
- 42.52%Avg annual filing rate
- 54.6%Peak (2005)
- 243Filings in 2016 (latest validated)
Filings dropped 20% over the past 4 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 22.0%Housing insecurity
- 15.2%Utility-shutoff threat
- 27.5%Food insecurity
- 23.8%SNAP enrollment
- 13.6%Transit barriers
- 13.3%No health insurance
- 18.7%Frequent mental distress
- 34.5%Any disability
Analysis
What drives eviction risk in Oakview Terrace
The score leans hardest on economic stress at 5.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Charlotte eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Mecklenburg County average of 5.5 and in line with the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.
The tract is predominantly Black and ranks around the 67th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
Princeton's Eviction Lab logged 1,087 eviction filings here over 4 tracked years, with about 42.5% of renter households facing a filing in a typical year. Filings peaked at 54.6% of renter households in 2005.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 37119004500
Q1
What is the eviction-risk score for census tract 37119004500?
Census tract 37119004500 in the Oakview Terrace neighborhood scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37119004500?
Median gross rent is $1,034/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37119004500?
21.3% of residents in tract 37119004500 live below the federal poverty line (ACS B17001, 2023). Population: 3,158.
Q4
How socially vulnerable is tract 37119004500?
CDC Social Vulnerability Index ranks this tract in the 67th percentile nationally. Sub-themes: socioeconomic 83th, household 67th, minority 87th, housing 19th.
Q5
Is tract 37119004500 considered part of Oakview Terrace?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37119004500 fall within Oakview Terrace (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 37119004500?
Princeton Eviction Lab recorded 1,087 eviction filings across 4 validated years in tract 37119004500 (2000-2018). The average annual filing rate is 42.52% of renter households, peaking at 54.6% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 37119004500 struggle to pay rent?
About 22.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 37119004500 compare to Charlotte overall?
Tract 37119004500 scores 5.1/10, higher than the parent city of Charlotte at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Charlotte eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 37119004500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Charlotte
Top eight tracts in Charlotte ranked by composite eviction-risk score.
Tract · NC
Coliseum Drive
6
/ 10 · Elevated
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37119005609
6
/ 10 · Elevated
Tract · NC
Dalton Village
5.9
/ 10 · Elevated
Tract · NC
Dalton Village
5.9
/ 10 · Elevated
Tract · NC
College Downs
5.9
/ 10 · Elevated
Tract · NC
Druid Hills
5.8
/ 10 · Elevated
Tract · NC
Yorkmount Park
5.7
/ 10 · Elevated
Tract · NC
College Downs
5.7
/ 10 · Elevated
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