Skip to content
Neighborhood · Charlotte, NC

Oakview Terrace Eviction Risk: Moderate

1 census tracts · pop 3,158 · pop-weighted Eviction Risk Score 5.4/10 · range 5.4–5.4

Oakview Terrace is a one-tract neighborhood of Charlotte, NC and houses 3,158 people. Scored across those inputs it reaches 5.4/10, placing it in the Moderate tier. Against a Charlotte baseline of 29.9%, 42% of renters here cross the 30%-of-income line.

Average gross rent is $1,034, 36% below the Charlotte average of $1,612. The clearest offset is supply constraint, at 1/10. Severe burden reaches 26%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Set annual rent against average household income of $38,688 and the ratio lands at 32%, above the conventional 30% ceiling. Well under the midpoint is rent-regulation exposure, at 1.5/10.

The poverty rate is 21%, which shows up in this model as reduced rent-recovery odds after a judgment. The filing record is not thin: 1,087 evictions logged in this tract. CDC survey data puts housing insecurity at 22.0% of adults, against 14.2% nationally.

15.2% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2005, when filings touched 54.6% of renter households. Recent filings have not receded much: 36.8% in 2016 against a 54.6% peak.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
5.4
Moderate
1 tracts · population-weighted
Oakview Terrace vs Charlotte How this neighborhood stacks against the citywide average
% of income on rent
42.1% +41%
Charlotte: 29.9%
Average gross rent
$1,034 -36%
Charlotte: $1,612
Average HH income
$38,688 -51%
Charlotte: $78,438
Poverty rate
21.3% +82%
Charlotte: 11.7%
Renter share
42.0% -14%
Charlotte: 49.0%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Oakview Terrace and the region

Click any tract to drill in · 1 tracts span score 5.4–5.4

Why Oakview Terrace scores 5.4

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 2.3–2.3 across tracts
2.3
Regional political climate
County-level mix · 2024 presidential margin · Range 6.8–6.8 across tracts
6.8
Local political climate
Parent city governance · Range 6.0–6.0 across tracts
6.0
Rent control risk
42% of income on rent · Range 1.5–1.5 across tracts
1.5
Eviction process difficulty
State notice requirements & court backlog · Range 3.5–3.5 across tracts
3.5
Tenant organizing strength
42% renter households · Range 4.5–4.5 across tracts
4.5
Housing court bias
County bench composition · Range 3.5–3.5 across tracts
3.5
Economic stress
21.3% below poverty line · Range 5.3–5.3 across tracts
5.3
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.0–1.0 across tracts
1.0
Risk score comparison

Oakview Terrace vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Oakview Terrace score vs. parent city, state, U.S.5.4Oakview TerraceNeighborhood4.0Parent cityhost city3.9Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Oakview Terrace

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
37119004500 5.4 3,158 42% $1,034
Social Vulnerability Index

CDC SVI percentile: 67

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 83%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 67%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 88%ile
Hispanic + non-white share of population
Housing & transport 19%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Oakview Terrace

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 1,087Total filings (sum)
  • 42.52%Avg annual filing rate
  • 54.6%Peak year (2005)
  • 36.82%Latest filed (2016)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Oakview Terrace

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Oakview Terrace

Q1

What is the eviction-risk score for Oakview Terrace?

Oakview Terrace scores 5.4/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Oakview Terrace compare to Charlotte overall?

Oakview Terrace scores 1.4 points higher than Charlotte overall (4/10). Renters spend 42% of income on rent vs 30% citywide. Average rent: $1,034 vs $1,612.
Q3

What is the average rent in Oakview Terrace?

Average gross rent in Oakview Terrace is $1,034/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 42% of renter households are cost-burdened.
Q4

What percentage of Oakview Terrace residents are renters?

42% of Oakview Terrace households are renter-occupied (vs 49% in Charlotte). The neighborhood has 3,158 residents.
Q5

Is Oakview Terrace a high social-vulnerability area?

Oakview Terrace sits in the 67th percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Oakview Terrace for landlords?

Oakview Terrace carries a moderate-tier eviction-risk profile for landlords (5.4/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Charlotte as a whole (4/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of Oakview Terrace?

Oakview Terrace has 3,090 residents. Top groups: Black (non-Hispanic) (62.6%), White (non-Hispanic) (19.1%), Hispanic / Latino (7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Oakview Terrace

Sibling neighborhoods

Other neighborhoods inside Charlotte

Same parent city, ranked by score similarity to Oakview Terrace.

Zoom out

Up the geography chain · or explore further