Neighborhood · Ranked #42,813 of 84,120 nationally

North Towne Eviction Risk: Moderate , Toledo

Tract 39095005705 · Lucas County, OH · pop 1,892 · neighborhood within 0.7 mi

With a score of 4.4/10, tract 39095005705 in the North Towne area of Toledo, OH reads moderate for landlord eviction risk. Population here is 1,892. Cost burden runs 23% here against 41.3% across Lucas County.

Risk score

4.4

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 8% Stable renters 26% Owners 66%

Tract context

Occupied units1,002

Renter share33.8%

SVI overall0.43

Poverty rate15.8%

Median income$54,808

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.7174, -83.5400 · click any tract to drill in

Why North Towne scores 4.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

15.8% poverty · this tract

3.9

Supply constraint

$910 rent vs county FMR

3.6

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How North Towne compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 43

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

70%Socioeconomic
34%Household composition
62%Racial/ethnic minority
12%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
9%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Towne. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

17.5%Housing insecurity
12.5%Utility-shutoff threat
21.8%Food insecurity
19.3%SNAP enrollment
11.3%Transit barriers
11.8%No health insurance
21.7%Frequent mental distress
35.0%Any disability

Analysis

What drives eviction risk in North Towne

The score leans hardest on court filing pressure at 8.9/10. On the softer side, rent-regulation exposure reads 1.5/10. Well under the midpoint, state political climate reads 2.4/10.

The severe-burden share is 10%, and it is the single best predictor in this model of a filing that actually reaches judgment. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 49th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 4.8/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the least pressured.

It tracks the Lucas County average of 4.2 closely. Average gross rent is $910, close to the Toledo average.

Annual rent works out to 20% of average household income of $54,808. 34% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 39095005705

What is the eviction-risk score for census tract 39095005705?

Census tract 39095005705 in the North Towne neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095005705?

Median gross rent is $910/month (ACS 5-year 2023, table B25064). 23% of renter households are cost-burdened.

What is the poverty rate in tract 39095005705?

15.8% of residents in tract 39095005705 live below the federal poverty line (ACS B17001, 2023). Population: 1,892.

How socially vulnerable is tract 39095005705?

CDC Social Vulnerability Index ranks this tract in the 43th percentile nationally. Sub-themes: socioeconomic 70th, household 34th, minority 62th, housing 12th.

Is tract 39095005705 considered part of North Towne?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095005705 fall within North Towne (neighborhood centroid within 0.7 miles, OSM data).

What share of households in tract 39095005705 struggle to pay rent?

About 17.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095005705 compare to Toledo overall?

Tract 39095005705 scores 4.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095005705 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.