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Neighborhood · Ranked #24,859 of 84,120 nationally

North Towne Eviction Risk: Moderate , Toledo

Tract 39095005704 · Lucas County, OH · pop 2,384 · neighborhood within 1.1 mi

39095005704 is a census tract in the North Towne area of Toledo, OH. It scores 5.4/10 for landlords. Population here is 2,384. What pushes it up most is court filing pressure at 8.9/10.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9% Stable renters 15% Owners 76%
Tract context
Occupied units1,068
Renter share24.3%
SVI overall0.67
Poverty rate27.7%
Median income$36,853

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In North Towne
Very High
Within parent city
67 th percentile
Rank, 67th percentileLowHigh
#41 of 121 tracts In Toledo
Elevated
Within county
82 th percentile
Rank, 82nd percentileLowHigh
#31 of 168 tracts In Lucas County
High
Within state
83 th percentile
Rank, 83rd percentileLowHigh
#554 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.7142, -83.5711 · click any tract to drill in

Why North Towne scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
27.7% poverty · this tract
6.9
Supply constraint
$860 rent vs county FMR
3.1
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How North Towne compares

Risk score vs. parent city, county, state.
North Towne risk score vs. parent city / county / state5.4This tracttract 0057044.0Toledoparent city4.2Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 67

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Towne. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in North Towne

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. Running cool, rent-regulation exposure reads 1.5/10. SNAP participation runs 30.4% against 15.2% nationally.

The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.2 points above the Lucas County average of 4.2.

Food insecurity runs 28.7% against 17.8% nationally. On the softer side, state political climate reads 2.4/10.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 7.1/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 39095005704

Q1

What is the eviction-risk score for census tract 39095005704?

Census tract 39095005704 in the North Towne neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095005704?

Median gross rent is $860/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095005704?

27.7% of residents in tract 39095005704 live below the federal poverty line (ACS B17001, 2023). Population: 2,384.
Q4

How socially vulnerable is tract 39095005704?

CDC Social Vulnerability Index ranks this tract in the 67th percentile nationally. Sub-themes: socioeconomic 83th, household 34th, minority 35th, housing 62th.
Q5

Is tract 39095005704 considered part of North Towne?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095005704 fall within North Towne (neighborhood centroid within 1.1 miles, OSM data).
Q6

What share of households in tract 39095005704 struggle to pay rent?

About 20.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39095005704 compare to Toledo overall?

Tract 39095005704 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39095005704 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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