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Census Tract · Ranked #80,791 of 84,120 nationally

Troy Eviction Risk: Lower

Tract 39109365302 · Miami County, OH · pop 6,573 · 37% of tract blocks fall in Troy

With a score of 4.6/10, tract 39109365302 in Troy ranks in the Moderate tier for landlord eviction risk. The tract is home to 6,573 residents. That is riskier than about 25% of US census tracts.

43% of renter households here spend at least 30% of income on rent, a severe level, and 0% are severely burdened at 50% or more. The typical renter pays about $990 a month while the average household earns $123,623 a year, roughly 10% of income at the averages. Renters make up 6% of occupied homes.

Risk score
1.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 3% Stable renters 4% Owners 93%
Tract context
Occupied units2,179
Renter share6.2%
SVI overall0.02
Poverty rate3.0%
Median income$123,623

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#7 of 7 tracts In Troy
Very Low
Within county
0 th percentile
Rank, 0th percentileLowHigh
#23 of 23 tracts In Miami County
Very Low
Within state
5 th percentile
Rank, 5th percentileLowHigh
#3,016 of 3,162 tracts In Ohio
Very Low
National
4 th percentile
Rank, 4th percentileLowHigh
#80,791 of 84,120 tracts In U.S.
Very Low
Geographic context

Risk heat across Troy and the region

Centroid at 40.0018, -84.2429 · click any tract to drill in

Why Troy scores 1.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Troy
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
3.0% poverty · this tract
1.0
Supply constraint
$990 rent vs county FMR
4.2
Rent control risk
Inherited from Troy
4.4
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Troy
7.3
Housing court bias
Inherited from Troy
5.0

How Troy compares

Risk score vs. parent city, county, state.
Troy risk score vs. parent city / county / stateThis tract: 1.31.3This tracttract 365302Troy: 2.52.5Troyparent cityCounty: 2.92.9Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 2

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 78Total filings over 9 yrs
  • 4.32%Avg annual filing rate
  • 8.2%Peak (2007)
  • 11Filings in 2016 (latest validated)
Filings by year 2003 to 2016
Year-by-year eviction filings in tract 391093653022003: 5 filings (3.21/100 renter HHs)2007: 14 filings (8.19/100 renter HHs)2008: 6 filings (3.51/100 renter HHs)2009: 7 filings (4.09/100 renter HHs)2010: 9 filings (3.93/100 renter HHs)2012: 6 filings (1.97/100 renter HHs)2013: 12 filings (3.93/100 renter HHs)2014: 8 filings (2.62/100 renter HHs)2016: 11 filings (7.43/100 renter HHs)
Filings climbed 120% over the past 9 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Troy

The score leans hardest on tenant organizing strength at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Miami County average of 4.4 and below the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 2nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 6.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39109365302

Q1

What is the eviction-risk score for census tract 39109365302?

Census tract 39109365302 in Troy scores 1.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39109365302?

Median gross rent is $990/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39109365302?

3.0% of residents in tract 39109365302 live below the federal poverty line (ACS B17001, 2023). Population: 6,573.
Q4

How socially vulnerable is tract 39109365302?

CDC Social Vulnerability Index ranks this tract in the 2th percentile nationally. Sub-themes: socioeconomic 7th, household 30th, minority 22th, housing 1th.
Q5

How many evictions are filed each year in tract 39109365302?

Princeton Eviction Lab recorded 78 eviction filings across 9 validated years in tract 39109365302 (2000-2018). The average annual filing rate is 4.32% of renter households, peaking at 8.2% in 2007. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 39109365302 struggle to pay rent?

About 6.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39109365302 compare to Troy overall?

Tract 39109365302 scores 1.3/10, lower than the parent city of Troy at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.

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