Twin Towers Eviction Risk: Moderate , Dayton

Against Montgomery County at 42.9%, 74% of renters here are cost-burdened. Set annual rent against average income of $33,261 and the ratio lands at 36%, above the conventional 30% ceiling.

Pulling hardest the other way is rent-regulation exposure at 1.5/10. The poverty rate is 33%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running hot, economic stress reads 8.3/10. Housing insecurity runs 25.8% against 14.2% nationally.

Inability to pay a utility bill runs 20.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. It sits 1.2 points above the Montgomery County average of 4.2.

Sitting well above the midpoint, court filing pressure reads 7.7/10. Princeton's Eviction Lab logged 1,417 filings here across 17 tracked years. At $1,007 a month, rents run 10% over what the rest of Dayton commands.

The worst year on record was 2004, when 12.5% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 10.9% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.