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Neighborhood · Ranked #8,912 of 84,120 nationally

Downtown Stillwater Eviction Risk: Elevated

Tract 40119010700 · Payne County, OK · pop 2,985 · neighborhood within 0.7 mi

Tract 40119010700, home to 2,985 residents in the Downtown Stillwater neighborhood of Stillwater, scores 5.1/10 for landlord eviction risk. That is riskier than roughly 41% of the 84,120 US census tracts we score.

About 77% of renters carry a rent burden of 30% of income or higher, a severe level, and 42% are severely burdened at 50% or more. Average rent runs $792 a month against an average household income of $30,286 a year, roughly 31% of income at the averages. Renters make up 73% of occupied homes, a renter-majority tract.

Risk score
6.3
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 56% Stable renters 17% Owners 27%
Tract context
Occupied units1,301
Renter share73.5%
SVI overall0.87
Poverty rate56.9%
Median income$30,286

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Downtown Stillwater
Moderate
Within parent city
73 th percentile
Rank, 73rd percentileLowHigh
#5 of 16 tracts In Stillwater
Elevated
Within county
96 th percentile
Rank, 96th percentileLowHigh
#2 of 23 tracts In Payne County
Very High
Within state
100 th percentile
Rank, 100th percentileLowHigh
#2 of 1,205 tracts In Oklahoma
Very High
Geographic context

Risk heat across Stillwater and the region

Centroid at 36.1019, -97.0572 · click any tract to drill in

Why Downtown Stillwater scores 6.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Stillwater
4.0
Regional political climate
2024 county presidential margin
3.8
State political climate
Oklahoma legislature & governorship
1.5
Economic stress
56.9% poverty · this tract
10.0
Supply constraint
$792 rent vs county FMR
2.8
Rent control risk
Inherited from Stillwater
1.0
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Stillwater
3.0
Housing court bias
Inherited from Stillwater
2.5

How Downtown Stillwater compares

Risk score vs. parent city, county, state.
Downtown Stillwater risk score vs. parent city / county / stateThis tract: 6.36.3This tracttract 010700Stillwater: 2.42.4Stillwaterparent cityCounty: 5.25.2Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 87

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Downtown Stillwater

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Stillwater eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Payne County average of 4.7 and above the Oklahoma statewide average of 4.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 22.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 20.2% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 87th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 40119010700

Q1

What is the eviction-risk score for census tract 40119010700?

Census tract 40119010700 in the Downtown Stillwater neighborhood scores 6.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 40119010700?

Median gross rent is $792/month (ACS 5-year 2023, table B25064). 77% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 40119010700?

56.9% of residents in tract 40119010700 live below the federal poverty line (ACS B17001, 2023). Population: 2,985.
Q4

How socially vulnerable is tract 40119010700?

CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 95th, household 30th, minority 47th, housing 95th.
Q5

Is tract 40119010700 considered part of Downtown Stillwater?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 40119010700 fall within Downtown Stillwater (neighborhood centroid within 0.7 miles, OSM data).
Q6

What share of households in tract 40119010700 struggle to pay rent?

About 22.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 40119010700 compare to Stillwater overall?

Tract 40119010700 scores 6.3/10, higher than the parent city of Stillwater at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Stillwater eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Stillwater

Top eight tracts in Stillwater ranked by composite eviction-risk score.

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