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Neighborhood · Ranked #56,660 of 84,120 nationally

Oberlin Gardens Eviction Risk: Lower , Steelton

Tract 42043022902 · Dauphin County, PA · pop 5,331 · neighborhood within 0.8 mi

Census tract 42043022902 sits in the Oberlin Gardens area of Steelton, Pennsylvania eviction laws, and carries an eviction-risk score of 5.3/10. That is riskier than about 48% of US census tracts.

Rent eats 30% or more of income for 37% of renter households, a high level, and 27% are severely burdened at 50% or more. The typical renter pays about $952 a month while the average household earns $62,885 a year, roughly 18% of income at the averages. Renters make up 26% of occupied homes.

Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9% Stable renters 16% Owners 75%
Tract context
Occupied units2,222
Renter share26.0%
SVI overall0.41
Poverty rate11.1%
Median income$62,885

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Oberlin Gardens
Very Low
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Steelton
Moderate
Within county
32 th percentile
Rank, 32nd percentileLowHigh
#46 of 67 tracts In Dauphin County
Low
Within state
40 th percentile
Rank, 40th percentileLowHigh
#2,084 of 3,445 tracts In Pennsylvania
Low
Geographic context

Risk heat across Steelton and the region

Centroid at 40.2339, -76.8152 · click any tract to drill in

Why Oberlin Gardens scores 3.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Steelton
5.9
Regional political climate
2024 county presidential margin
5.4
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$952 rent vs county FMR
1.9
Rent control risk
Inherited from Steelton
2.3
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Steelton
3.9
Housing court bias
Inherited from Steelton
2.8

How Oberlin Gardens compares

Risk score vs. parent city, county, state.
Oberlin Gardens risk score vs. parent city / county / stateThis tract: 3.13.1This tracttract 022902Steelton: 4.24.2Steeltonparent cityCounty: 4.24.2Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 41

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Oberlin Gardens. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Oberlin Gardens

The heaviest input here is tenant organizing strength at 3.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Steelton, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Dauphin County average of 5.9 and in line with the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.

The tract is White and Hispanic or Latino and ranks around the 41st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 21% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 42043022902

Q1

What is the eviction-risk score for census tract 42043022902?

Census tract 42043022902 in the Oberlin Gardens neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42043022902?

Median gross rent is $952/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42043022902?

11.1% of residents in tract 42043022902 live below the federal poverty line (ACS B17001, 2023). Population: 5,331.
Q4

How socially vulnerable is tract 42043022902?

CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 52th, household 17th, minority 53th, housing 43th.
Q5

Is tract 42043022902 considered part of Oberlin Gardens?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42043022902 fall within Oberlin Gardens (neighborhood centroid within 0.8 miles, OSM data).
Q6

How does tract 42043022902 compare to Steelton overall?

Tract 42043022902 scores 3.1/10, lower than the parent city of Steelton at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Steelton; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 42043022902 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 21% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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