Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #56,048 of 84,120 nationally
Oberlin Gardens Eviction Risk: Lower , Steelton
Tract 42043022902 · Dauphin County, PA · pop 5,331 · neighborhood within 0.8 mi
42043022902 is a census tract in the Oberlin Gardens area of Bressler, PA. It scores 3.6/10 for landlords. It is home to 5,331 residents. The dominant input is court filing pressure at 9.5/10.
Risk score
3.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%
Stable renters 16%
Owners 75%
Tract context
Occupied units2,222
Renter share26.0%
SVI overall0.41
Poverty rate11.1%
Median income$62,885
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
33
th percentile
Low
Within state
36
th percentile
Low
Geographic context
Risk heat across Steelton and the region
Centroid at 40.2339, -76.8152 · click any tract to drill in
Why Oberlin Gardens scores 3.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Steelton
5.9
Regional political climate
2024 county presidential margin
5.4
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
11.1% poverty · this tract
2.8
Supply constraint
$952 rent vs county FMR
1.9
Rent control risk
Inherited from Steelton
2.3
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Steelton
3.9
Housing court bias
Inherited from Steelton
2.8
How Oberlin Gardens compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 41
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 52%Socioeconomic
- 17%Household composition
- 53%Racial/ethnic minority
- 43%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 21%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Oberlin Gardens. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Oberlin Gardens
27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Average gross rent is $952, 29% below the Bressler average. Well under the midpoint, supply constraint reads 1.9/10.
On the softer side, rent-regulation exposure reads 2.3/10. It sits 1.0 points below the Dauphin County average of 4.6.
In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 33% of the 84,120 US census tracts in this model.
CDC social-vulnerability scoring puts the tract at 4.7/10. Statewide the PA average is 4.6, so this tract runs 1.0 points cooler. Of its three components the household composition measure is the least pressured.
37% of renter households spend at least 30% of income on rent. Annual rent works out to 18% of average household income of $62,885.
26% of occupied units are renter-occupied.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 42043022902
Q1
What is the eviction-risk score for census tract 42043022902?
Census tract 42043022902 in the Oberlin Gardens neighborhood scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42043022902?
Median gross rent is $952/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42043022902?
11.1% of residents in tract 42043022902 live below the federal poverty line (ACS B17001, 2023). Population: 5,331.
Q4
How socially vulnerable is tract 42043022902?
CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 52th, household 17th, minority 53th, housing 43th.
Q5
Is tract 42043022902 considered part of Oberlin Gardens?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42043022902 fall within Oberlin Gardens (neighborhood centroid within 0.8 miles, OSM data).
Q6
How does tract 42043022902 compare to Steelton overall?
Tract 42043022902 scores 3.6/10, lower than the parent city of Steelton at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Steelton; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 42043022902 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 21% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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