Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #20,889 of 84,120 nationally
Oberlin Gardens Eviction Risk: Moderate , Steelton
Tract 42043023400 · Dauphin County, PA · pop 1,583 · neighborhood within 1.5 mi
How risky is Oberlin Gardens in Steelton for landlords? Census tract 42043023400 scores 5.9/10, the Moderate tier. That is riskier than roughly 71% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 32% of renter households, a high level, and 24% are severely burdened at 50% or more. Average gross rent is $840 monthly, set against $59,554 in average yearly household income, roughly 17% of income at the averages. About 41% of occupied units are renter-occupied.
Risk score
5.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 28%
Owners 59%
Tract context
Occupied units769
Renter share41.2%
SVI overall0.73
Poverty rate16.8%
Median income$59,554
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
70
th percentile
Elevated
Within state
78
th percentile
High
Geographic context
Risk heat across Steelton and the region
Centroid at 40.2227, -76.8217 · click any tract to drill in
Why Oberlin Gardens scores 5.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Steelton
5.9
Regional political climate
2024 county presidential margin
5.4
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
16.8% poverty · this tract
4.2
Supply constraint
$840 rent vs county FMR
1.1
Rent control risk
Inherited from Steelton
4.8
Eviction process difficulty
State law sets the calendar
3.1
Tenant organizing strength
Inherited from Steelton
9.3
Housing court bias
Inherited from Steelton
6.5
How Oberlin Gardens compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 73
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 62%Socioeconomic
- 90%Household composition
- 65%Racial/ethnic minority
- 57%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 16%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 199Total filings over 6 yrs
- 12.45%Avg annual filing rate
- 16.6%Peak (2006)
- 51Filings in 2006 (latest validated)
Filings climbed 82% over the past 6 months.
Comparable tracts
Census tracts with similar eviction risk
Within Oberlin Gardens. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Oberlin Gardens
The score leans hardest on tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Steelton, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Dauphin County average of 5.9 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 199 eviction filings here over 6 tracked years, with about 12.4% of renter households facing a filing in a typical year. Filings peaked at 16.6% of renter households in 2006.
The tract is White and Black and ranks around the 73rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 42043023400
Q1
What is the eviction-risk score for census tract 42043023400?
Census tract 42043023400 in the Oberlin Gardens neighborhood scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42043023400?
Median gross rent is $840/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42043023400?
16.8% of residents in tract 42043023400 live below the federal poverty line (ACS B17001, 2023). Population: 1,583.
Q4
How socially vulnerable is tract 42043023400?
CDC Social Vulnerability Index ranks this tract in the 73th percentile nationally. Sub-themes: socioeconomic 62th, household 90th, minority 65th, housing 57th.
Q5
Is tract 42043023400 considered part of Oberlin Gardens?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42043023400 fall within Oberlin Gardens (neighborhood centroid within 1.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 42043023400?
Princeton Eviction Lab recorded 199 eviction filings across 6 validated years in tract 42043023400 (2000-2018). The average annual filing rate is 12.45% of renter households, peaking at 16.6% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 42043023400 compare to Steelton overall?
Tract 42043023400 scores 5.3/10, higher than the parent city of Steelton at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Steelton; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42043023400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Steelton
Top eight tracts in Steelton ranked by composite eviction-risk score.
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