Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #9,927 of 84,120 nationally
Spruce Hill Eviction Risk: Elevated , Philadelphia
Tract 42101008602 · Philadelphia County, PA · pop 3,168 · neighborhood within 0.3 mi
Census tract 42101008602 covers part of the Spruce Hill area of Philadelphia, PA, and scores 7.6/10 on landlord eviction risk. It is home to 3,168 residents. 70% of renter households cross the 30%-of-income line, far above the Philadelphia County average of 49.1%.
Risk score
7.6
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 56%
Stable renters 24%
Owners 20%
Tract context
Occupied units1,530
Renter share80.5%
SVI overall0.84
Poverty rate21.7%
Median income$32,127
Percentile rank
Higher percentile = riskier than more peers.Within parent city
68
th percentile
Elevated
Within county
70
th percentile
Elevated
Within state
96
th percentile
Very High
Geographic context
Risk heat across Philadelphia and the region
Centroid at 39.9570, -75.2167 · click any tract to drill in
Why Spruce Hill scores 7.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
21.7% poverty · this tract
5.4
Supply constraint
$1,265 rent vs county FMR
2.0
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5
How Spruce Hill compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 84
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 92%Socioeconomic
- 42%Household composition
- 81%Racial/ethnic minority
- 74%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 5%Grade B
- 60%Grade C
- 35%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 391Total filings over 4 yrs
- 10.46%Avg annual filing rate
- 10.9%Peak (2010)
- 77Filings in 2016 (latest validated)
Filings dropped 32% over the past 4 months.
Pandemic-era tracking (2020–2021)
- 303Total filings 2020-21
- 3.9Avg monthly (observed)
- 6.3Pre-pandemic baseline
- 0.63×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Spruce Hill. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Spruce Hill
Severe burden reaches 36%. Those are renters paying half their income or more, and that is where non-payment filings originate. Set annual rent against average income of $32,127 and the ratio lands at 47%, above the conventional 30% ceiling.
80% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. What pushes it up most is court filing pressure at 8.2/10.
Running hot, regional political climate reads 8.2/10. On the high side, local political climate reads 8/10. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
It sits 1.0 points above the Philadelphia County average of 6.6. Court records carry 391 eviction filings across 4 observed years. Average gross rent is $1,265, 9% below the Philadelphia average.
Filings peaked in 2010 at 10.9% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 10.5% of renter households face a filing.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 42101008602
Q1
What is the eviction-risk score for census tract 42101008602?
Census tract 42101008602 in the Spruce Hill neighborhood scores 7.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42101008602?
Median gross rent is $1,265/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42101008602?
21.7% of residents in tract 42101008602 live below the federal poverty line (ACS B17001, 2023). Population: 3,168.
Q4
How socially vulnerable is tract 42101008602?
CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 92th, household 42th, minority 81th, housing 74th.
Q5
Is tract 42101008602 considered part of Spruce Hill?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101008602 fall within Spruce Hill (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 42101008602?
Princeton Eviction Lab recorded 391 eviction filings across 4 validated years in tract 42101008602 (2000-2018). The average annual filing rate is 10.46% of renter households, peaking at 10.9% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 42101008602 drop during COVID?
Pandemic-era filings ran 0.63× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8
How does tract 42101008602 compare to Philadelphia overall?
Tract 42101008602 scores 7.6/10, higher than the parent city of Philadelphia at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 42101008602 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 35% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Philadelphia
Top eight tracts in Philadelphia ranked by composite eviction-risk score.
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