Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #28,017 of 84,120 nationally
Spruce Hill Eviction Risk: Moderate , Philadelphia
Tract 42101007900 · Philadelphia County, PA · pop 3,952 · neighborhood within 0.1 mi
Landlord eviction risk in census tract 42101007900 (Spruce Hill in Philadelphia, Pennsylvania) comes in at 6.6/10, the Elevated tier. It lands near the 88th percentile nationally for landlord eviction risk.
45% of renter households here spend at least 30% of income on rent, a severe level, and 27% are severely burdened at 50% or more. Average gross rent is $1,238 monthly, set against $85,018 in average yearly household income, roughly 17% of income at the averages. About 54% of occupied units are renter-occupied, a renter-majority tract.
Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 29%
Owners 47%
Tract context
Occupied units2,051
Renter share53.5%
SVI overall0.09
Poverty rate13.3%
Median income$85,018
Percentile rank
Higher percentile = riskier than more peers.Within parent city
28
th percentile
Low
Within county
29
th percentile
Low
Within state
70
th percentile
Elevated
Geographic context
Risk heat across Philadelphia and the region
Centroid at 39.9505, -75.2183 · click any tract to drill in
Why Spruce Hill scores 4.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
13.3% poverty · this tract
3.3
Supply constraint
$1,238 rent vs county FMR
1.9
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5
How Spruce Hill compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 9
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 20%Socioeconomic
- 0%Household composition
- 59%Racial/ethnic minority
- 45%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 72%Grade B
- 28%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 267Total filings over 4 yrs
- 5.25%Avg annual filing rate
- 6.0%Peak (2010)
- 45Filings in 2016 (latest validated)
Filings dropped 44% over the past 4 months.
Pandemic-era tracking (2020–2021)
- 127Total filings 2020-21
- 1.7Avg monthly (observed)
- 2.7Pre-pandemic baseline
- 0.61×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Spruce Hill. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Spruce Hill
What moves this score most is eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.61x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
The tract is racially mixed and ranks around the 9th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42101007900
Q1
What is the eviction-risk score for census tract 42101007900?
Census tract 42101007900 in the Spruce Hill neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42101007900?
Median gross rent is $1,238/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42101007900?
13.3% of residents in tract 42101007900 live below the federal poverty line (ACS B17001, 2023). Population: 3,952.
Q4
How socially vulnerable is tract 42101007900?
CDC Social Vulnerability Index ranks this tract in the 9th percentile nationally. Sub-themes: socioeconomic 20th, household 0th, minority 59th, housing 45th.
Q5
Is tract 42101007900 considered part of Spruce Hill?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101007900 fall within Spruce Hill (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 42101007900?
Princeton Eviction Lab recorded 267 eviction filings across 4 validated years in tract 42101007900 (2000-2018). The average annual filing rate is 5.25% of renter households, peaking at 6.0% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 42101007900 drop during COVID?
Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8
How does tract 42101007900 compare to Philadelphia overall?
Tract 42101007900 scores 4.8/10, lower than the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 42101007900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Philadelphia
Top eight tracts in Philadelphia ranked by composite eviction-risk score.
Tract · PA
Somerville
7.2
/ 10 · Elevated
Tract · PA
Northwood
7.2
/ 10 · Elevated
Tract · PA
Juniata
7.2
/ 10 · Elevated
Tract · PA
Hartranft
7.2
/ 10 · Elevated
Tract · PA
Chopersville
7.1
/ 10 · Elevated
Tract · PA
Franklinville
7.1
/ 10 · Elevated
Tract · PA
Haddington
7.1
/ 10 · Elevated
Tract · PA
Stanton
7.1
/ 10 · Elevated
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