Three Points Eviction Risk: Moderate , Columbia

Sitting well above the midpoint, court filing pressure reads 9.8/10. The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Inability to pay a utility bill runs 30.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

80% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, rent-regulation exposure reads 1/10.

At $861 a month, rents run 28% under what the rest of Columbia commands. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 44% of renter households cross the 30%-of-income line, below the Richland County average of 49.7%.

Against the Richland County average of 4.2, this tract reads riskier for landlords by 1.0 points. Adults with no health insurance runs 20.5% against 11.3% nationally. Court records carry 1,634 eviction filings across 5 observed years.

The worst year on record was 2010, when 62.9% of renter households were served. In a typical year about 55.1% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.