Census Tract · Ranked #48,083 of 84,120 nationally

Chattanooga Eviction Risk: Lower

Tract 47065010502 · Hamilton County, TN · pop 3,420 · 88% of tract blocks fall in Chattanooga

Census tract 47065010502 covers Chattanooga in Hamilton County, home to 3,420 residents. For landlords it grades 4.3/10, a moderate reading. That is riskier than about 17% of US census tracts.

52% of renter households here spend at least 30% of income on rent, a severe level, and 33% are severely burdened at 50% or more. Average rent runs $1,464 a month against an average household income of $98,583 a year, roughly 18% of income at the averages. Renters make up 23% of occupied homes.

Risk score

3.6

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 12% Stable renters 11% Owners 77%

Tract context

Occupied units1,539

Renter share23.3%

SVI overall0.14

Poverty rate7.4%

Median income$98,583

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0936, -85.2817 · click any tract to drill in

Why Chattanooga scores 3.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

7.4% poverty · this tract

1.8

Supply constraint

$1,464 rent vs county FMR

5.3

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 14

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

15%Socioeconomic
21%Household composition
21%Racial/ethnic minority
26%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

35%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Chattanooga

What moves this score most is supply constraint at 5.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 4.3 and in line with the Tennessee statewide average of 4.3. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 14th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065010502

What is the eviction-risk score for census tract 47065010502?

Census tract 47065010502 in Chattanooga scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065010502?

Median gross rent is $1,464/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.

What is the poverty rate in tract 47065010502?

7.4% of residents in tract 47065010502 live below the federal poverty line (ACS B17001, 2023). Population: 3,420.

How socially vulnerable is tract 47065010502?

CDC Social Vulnerability Index ranks this tract in the 14th percentile nationally. Sub-themes: socioeconomic 15th, household 21th, minority 21th, housing 26th.

How does tract 47065010502 compare to Chattanooga overall?

Tract 47065010502 scores 3.6/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065010502 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.