Chattanooga Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1/10. Annualized rent equals 36% of average household income of $42,080, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 73% of occupied units are tenant-occupied.

The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment. The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment.

On the softer side, state political climate reads 1.9/10. Running cool, eviction-process difficulty reads 2.5/10.

It sits 1.0 points above the Hamilton County average of 3.9. That is riskier than roughly 59% of the 84,120 US census tracts in this model.

Social vulnerability reads 9.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TN average is 3.9, so this tract runs 1.0 points hotter. Of its three components the housing type and transport measure is the most pressured.

Average gross rent is $1,251, close to the Chattanooga average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.