Census Tract · Ranked #34,278 of 84,120 nationally

Chattanooga Eviction Risk: Moderate

Tract 47065002400 · Hamilton County, TN · pop 4,444

47065002400 is a census tract in Chattanooga, TN. It scores 4.9/10 for landlords. It is home to 4,444 residents. 30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

4.9

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 28% Stable renters 25% Owners 47%

Tract context

Occupied units1,476

Renter share52.4%

SVI overall0.85

Poverty rate35.4%

Median income$45,404

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 34.9943, -85.2827 · click any tract to drill in

Why Chattanooga scores 4.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

35.4% poverty · this tract

8.8

Supply constraint

$889 rent vs county FMR

1.2

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

99%Socioeconomic
97%Household composition
67%Racial/ethnic minority
16%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
13%Grade B
65%Grade C
16%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Chattanooga

Adults with no health insurance runs 32.7% against 11.3% nationally. Pulling hardest the other way is rent-regulation exposure at 1/10. Against Hamilton County at 40.3%, 53% of renters here are cost-burdened.

The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, economic stress reads 8.8/10. Well under the midpoint, supply constraint reads 1.2/10.

At $889 a month, rents run 29% under what the rest of Chattanooga commands. Disability prevalence runs 47.6% against 31.5% nationally. It sits 1.0 points above the Hamilton County average of 3.9.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 59% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 8.7/10.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 47065002400

What is the eviction-risk score for census tract 47065002400?

Census tract 47065002400 in Chattanooga scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065002400?

Median gross rent is $889/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.

What is the poverty rate in tract 47065002400?

35.4% of residents in tract 47065002400 live below the federal poverty line (ACS B17001, 2023). Population: 4,444.

How socially vulnerable is tract 47065002400?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 99th, household 97th, minority 67th, housing 16th.

How does tract 47065002400 compare to Chattanooga overall?

Tract 47065002400 scores 4.9/10, higher than the parent city of Chattanooga at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065002400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.