Crosstown Eviction Risk: Moderate , Memphis

Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate. Annualized rent equals 39% of average household income of $35,069, past the 30% affordability line, which thins the margin any screening standard has to work with.

The main counterweight is rent-regulation exposure at 1.5/10. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment. 69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, state political climate reads 1.9/10. Disability prevalence runs 45.0% against 31.5% nationally.

Sitting well above the midpoint, economic stress reads 7.7/10. Against the Shelby County average of 4.3, this tract reads riskier for landlords by 1.1 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.