Annesdale-Snowden Eviction Risk: Moderate , Memphis

Disability prevalence runs 52.0% against 31.5% nationally. Annualized rent equals 37% of average household income of $34,798, past the 30% affordability line, which thins the margin any screening standard has to work with. The main counterweight is rent-regulation exposure at 1.5/10.

60% of renter households cross the 30%-of-income line, well above the Shelby County average of 48.3%. The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, economic stress reads 8.5/10.

On the softer side, state political climate reads 1.9/10. It sits 1.1 points above the Shelby County average of 4.3. Adults with no health insurance runs 19.1% against 11.3% nationally.

At $1,068 a month, rents run 10% under what the rest of Memphis commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 8.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TN average is 3.9, so this tract runs 1.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.