Cotton Row Historic District Eviction Risk: Moderate , Memphis

This is renter territory: 80% of occupied units are tenant-occupied. Pulling hardest the other way is rent-regulation exposure at 1.5/10.

The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Annualized rent equals 34% of average household income of $37,676, past the 30% affordability line, which thins the margin any screening standard has to work with.

On the high side, economic stress reads 8.5/10. Well under the midpoint, state political climate reads 1.9/10. Cost burden runs 42% here against 48.3% across Shelby County.

It sits 1.1 points above the Shelby County average of 4.3. Average gross rent is $1,055, 11% below the Memphis average. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Memphis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.2/10, which tracks how hard a shock lands on the households already here. Statewide the TN average is 3.9, so this tract runs 1.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.