South Overton Eviction Risk: Moderate , Lubbock

Against Lubbock County at 45.8%, 70% of renters here are cost-burdened. Pulling hardest the other way is rent-regulation exposure at 1/10.

The poverty rate is 35%, which in this model reads as reduced rent-recovery odds after a judgment. Set annual rent against average income of $51,472 and the ratio lands at 36%, above the conventional 30% ceiling.

Sitting well above the midpoint, economic stress reads 8.7/10. The voucher gap is 28.9%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Average gross rent is $1,536, 30% above the Lubbock average.

68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, state political climate reads 1.5/10. It sits 1.0 points above the Lubbock County average of 3.6.

On the national scale it lands near the 53rd percentile of the 84,120 tracts scored. Social vulnerability reads 5.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the housing type and transport measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.