Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #39,389 of 84,120 nationally
Bay Creek Eviction Risk: Moderate , Madison
Tract 55025001300 · Dane County, WI · pop 2,631 · neighborhood within 0.2 mi
Census tract 55025001300 sits in the Bay Creek area of Madison eviction risk, Wisconsin eviction laws, and carries an eviction-risk score of 4.9/10. On the national scale it ranks #56,100 of 84,120 for landlord eviction difficulty.
About 38% of renters carry a rent burden of 30% of income or higher, a high level, and 10% are severely burdened at 50% or more. The typical renter pays about $1,230 a month while the average household earns $108,500 a year, roughly 14% of income at the averages. About 52% of occupied units are renter-occupied, a renter-majority tract.
Risk score
4.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 20%
Stable renters 32%
Owners 48%
Tract context
Occupied units1,364
Renter share52.1%
SVI overall0.31
Poverty rate12.5%
Median income$108,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
38
th percentile
Low
Within county
65
th percentile
Elevated
Within state
72
th percentile
Elevated
Geographic context
Risk heat across Madison and the region
Centroid at 43.0541, -89.3915 · click any tract to drill in
Why Bay Creek scores 4.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Madison
8.0
Regional political climate
2024 county presidential margin
7.6
State political climate
Wisconsin legislature & governorship
2.9
Economic stress
12.5% poverty · this tract
3.1
Supply constraint
$1,230 rent vs county FMR
3.4
Rent control risk
Inherited from Madison
3.5
Eviction process difficulty
State law sets the calendar
5.5
Tenant organizing strength
Inherited from Madison
7.0
Housing court bias
Inherited from Madison
5.5
How Bay Creek compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 31
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 29%Socioeconomic
- 18%Household composition
- 23%Racial/ethnic minority
- 63%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 8%Grade B
- 30%Grade C
- 24%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 99Total filings over 12 yrs
- 1.19%Avg annual filing rate
- 2.4%Peak (2008)
- 6Filings in 2017 (latest validated)
Filings stayed roughly flat over the past 13 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.8%Housing insecurity
- 4.0%Utility-shutoff threat
- 7.2%Food insecurity
- 7.0%SNAP enrollment
- 4.9%Transit barriers
- 5.1%No health insurance
- 13.6%Frequent mental distress
- 21.6%Any disability
Analysis
What drives eviction risk in Bay Creek
The score leans hardest on tenant organizing strength at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Madison eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Dane County average of 4.8 and above the Wisconsin statewide average of 4.6. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 31st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
Part of this tract, about 24% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 55025001300
Q1
What is the eviction-risk score for census tract 55025001300?
Census tract 55025001300 in the Bay Creek neighborhood scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 55025001300?
Median gross rent is $1,230/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 55025001300?
12.5% of residents in tract 55025001300 live below the federal poverty line (ACS B17001, 2023). Population: 2,631.
Q4
How socially vulnerable is tract 55025001300?
CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 29th, household 18th, minority 23th, housing 63th.
Q5
Is tract 55025001300 considered part of Bay Creek?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 55025001300 fall within Bay Creek (neighborhood centroid within 0.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 55025001300?
Princeton Eviction Lab recorded 99 eviction filings across 12 validated years in tract 55025001300 (2000-2018). The average annual filing rate is 1.19% of renter households, peaking at 2.4% in 2008. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 55025001300 struggle to pay rent?
About 6.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 55025001300 compare to Madison overall?
Tract 55025001300 scores 4.1/10, higher than the parent city of Madison at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Madison eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 55025001300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 24% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Madison
Top eight tracts in Madison ranked by composite eviction-risk score.
Tract · WI
Mifflin West
7.1
/ 10 · Elevated
Tract · WI
State-Langdon
7
/ 10 · Elevated
Tract · WI
South Campus
7
/ 10 · Elevated
Tract · WI
Mifflin West
7
/ 10 · Elevated
Tract · WI
South Campus
6.9
/ 10 · Elevated
Tract · WI
Regent
6.8
/ 10 · Elevated
Tract · WI
Bassett
6.5
/ 10 · Elevated
Tract · WI
Greenbush
6.3
/ 10 · Elevated
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