Rubbervile Eviction Risk: Moderate , Racine

The clearest offset is rent-regulation exposure at 2/10. 45% of renter households cross the 30%-of-income line, above the Racine County average of 36.6%.

It sits 1.3 points above the Racine County average of 3.7. On the softer side, supply constraint reads 2.5/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, court filing pressure reads 7.4/10. Average gross rent is $860, 17% below the Racine average.

The filing record is not thin: 1,658 evictions over 11 years of observation. Adults with no health insurance runs 19.6% against 11.3% nationally.

Inability to pay a utility bill runs 15.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2001, when 17.6% of renter households were served.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Racine. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.