Chattanooga Eviction Risk: Moderate

The main counterweight is rent-regulation exposure at 1/10. Running cool, state political climate reads 1.9/10. Cost burden runs 49% here against 40.3% across Hamilton County.

Well under the midpoint, eviction-process difficulty reads 2.5/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 49th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 6.9/10, which tracks how hard a shock lands on the households already here. Of its three components the socioeconomic standing measure is the most pressured.

It tracks the Hamilton County average of 3.9 closely. Average gross rent is $1,172, close to the Chattanooga average.

Annual rent works out to 21% of average household income of $65,786.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.