Chattanooga Eviction Risk: Moderate

Pulling hardest the other way is rent-regulation exposure at 1/10. Severe burden reaches 21%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment. Well under the midpoint, state political climate reads 1.9/10. Running cool, eviction-process difficulty reads 2.5/10.

Against the Hamilton County average of 3.9, this tract reads riskier for landlords by 1.0 points. At $1,073 a month, rents run 15% under what the rest of Chattanooga commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 6.3/10, which tracks how hard a shock lands on the households already here. Statewide the TN average is 3.9, so this tract runs 1.0 points hotter. Annual rent works out to 22% of average household income of $58,869.

36% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.