Chattanooga Eviction Risk: Moderate

29% of renter households cross the 30%-of-income line, markedly below the Hamilton County average of 40.3%. This is renter territory: 73% of occupied units are tenant-occupied. Running cool, state political climate reads 1.9/10.

The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. 14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Well under the midpoint, supply constraint reads 2.3/10. Average gross rent is $1,043, 17% below the Chattanooga average.

Against the Hamilton County average of 3.9, this tract reads riskier for landlords by 1.0 points. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

Social vulnerability reads 5.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TN average is 3.9, so this tract runs 1.0 points hotter. Of its three components the housing type and transport measure is the most pressured.

Annual rent works out to 21% of average household income of $60,227.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.