Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Tenant beats landlord
17.3%
/ 100 outcomes
In court-decided eviction outcomes for Chesterfield, TN, tenants prevail in roughly 17.3% of contested cases. A higher number means landlords face stronger tenant defenses, longer calendars, and more required documentation, and landlord-friendliness drops as this rises.
Timeline
38d
filing → judgment
From the moment an unlawful-detainer notice is filed in Chesterfield, TN until a money judgment is entered, a contested eviction takes about 38 days on average. Longer timelines mean more lost rent and higher carry costs for landlords.
Cost range
$1.1–3.2k
legal + lost rent
A typical eviction in Chesterfield, TN costs landlords $1,082 to $3,169 all-in, covering court filing fees, process-server costs, attorney time, and lost rent during the calendar between filing and possession.
Average rent
$746
26% stretched on rent
Average gross rent in Chesterfield, TN is $746 per month per the U.S. Census American Community Survey (5-year 2023). 26% of renter households here spend more than 30% of pre-tax income on rent, the federal cost-burden threshold.
Renters
20.9%
of households
20.9% of occupied housing units in Chesterfield, TN are renter-occupied (vs owner-occupied). A higher renter share usually correlates with more eviction filings, more turnover, and a more active rental market.
Poverty
7.9%
17.1% unemp.
7.9% of Chesterfield, TN residents live below the federal poverty line, and unemployment runs at 17.1%. Both feed into the economic-stress sub-score in our Eviction Risk Score model because rent payment problems track poverty + joblessness more reliably than any other single signal.
Time machine
Scrub 50 years
197619861996200620162026
2026
● LIVE · today◀ REPLAY · historical
Nine-axis profile
9-axis profile · today
Shape of the risk surface
1 landlord · 10 tenant
Sub-scores · with sparkline
Where the score comes from
1 → 10 scale
Local political climate
GOP margin +67.9% (2024)
2.6
Regional political climate
County-weighted neighbor mix
2.6
State political climate
Tennessee legislature & governorship
1.9
Economic stress
7.9% poverty · 17.1% unemp.
7.0
Supply constraint
$746 average · 20.9% renters
6.5
Rent Control risk
26.1% of income on rent
1.0
Eviction process difficulty
38 days filing → judgment
1.7
Tenant organizing strength
20.9% renters
6.5
Housing court bias
County bench composition
1.2
Geographic context
Risk heat across Chesterfield and the region
Click any city to see its score
How Chesterfield compares
Risk score vs. peers, county, state, and the U.S.
Rank in Henderson County
Elevated
#4of 8 cities
#4 of 8 cities in Henderson County for landlord eviction risk.
Rank in Tennessee
High
#61of 501 cities
#61 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Score story
Six-stop tour of the risk profile
2.6
/ 10 · LOW
The verdict
A Low-tier market.
Composite 2.6/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.
50-yr trend-0.7 over 50 yr
197620012026
Steady ratchet · no large swings
38d
Typical timeline
The money
What renting (and evicting) looks like.
Rent published at $746/mo. A contested eviction takes 38 days and costs $1,082–$3,169 per case.
50-yr trendCalendar drag rising since '15
197620012026
Court-clerk data lands in the next release.
20.9%
Renters
The renters
Who you'll be renting to.
Out of 356 residents, 20.9% rent. 26% are spending 30%+ income on rent, 7.9% below the poverty line.
50-yr trendRenter share rising
197620012026
ACS 1970-present · once the migration overlay is in.
2.6
Local + regional
The politics
Light-statute interior market.
Local & regional political climate score 2.6 and 2.6 (GOP margin +67.9% (2024)). State climate at 1.9, a mid-range statehouse.
50-yr trendTracks county vote margin
197620012026
Built on 50-yr presidential margins back to 1976.
1.9
State politics
The process
Moderate calendar, moderate friction.
State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 1.2, rent-control risk 1. Standard process speed for the state.
50-yr trendProcess difficulty +-3.3 since '00
197620012026
Court-clerk data lands in the next release.
7
Economic stress
The stress
Economic pressure is the background risk.
Economic stress: 7. Supply constraint: 6.5. The numbers behind those: 7.9% poverty, 17.1% unemployment, 26% of income on rent.
50-yr trendTwo visible dips · '08 + COVID
197620012026
Mirrors BLS unemployment series.
US eviction landscape · timeline × all-in cost
Chesterfield sits in the quick & cheap quadrant
Bubble size = population · color = risk score
Chesterfield · 38d · ~$2.1k all-in ($56/day) · score 2.6National average: 58d · $4.6k all-inHover any bubble for stats · click to openColor: 0–4 4–7 7–10
Landlording in Chesterfield, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.6/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.
Chesterfield is a city of 356 residents where 20.9% of occupied units are renter-occupied, and the typical renter spends 26.1% of income on rent. At an average rent of $746/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.
01Process
How Chesterfield eviction process actually works
Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Chesterfield closes 38 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.
The slow part of Chesterfield's timeline is usually the calendar, not the motion practice. Housing court bias scores 1.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.
02Cost
What it costs (and how long it takes)
An all-in eviction in Chesterfield runs $1,082 to $3,169 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.
For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 38 days of typical timeline and $746/month in lost rent, that crossover happens fast here.
03Operations
Security deposits, screening, and lease terms
Tenant organizing strength scores 6.5/10 in Chesterfield, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:
Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy
What an everyday landlord should actually do here
If you own one to four units in Chesterfield: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.
The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,169 all-in fight is the realistic worst case.
04bPractical traps
Local traps to avoid in Chesterfield
Trap · 64.1 POINTS
Henderson County voted Republican by 64.1 points in 2020, a baseline that correlates with landlord-neutral statutory bias under T.C.A. 66-28 URLTA.
05FAQ
Frequently asked questions
Q1
Can I evict a tenant for any reason in Chesterfield, TN?
No, you cannot evict for "any reason." You need a legal reason, such as non-payment of rent, a lease violation, or the expiration of a lease term (for which you'd give a non-renewal notice). Tennessee does not have statewide "just cause" eviction requirements, meaning you don't need a specific "just cause" to terminate a month-to-month tenancy, but you still must follow proper notice periods, like a 30-day notice for no-cause termination.
Q2
What's the fastest way to get a tenant out who isn't paying rent?
The fastest legal way is to immediately serve the 14-day pay-or-quit notice once rent is late. If they don't pay or leave, file for eviction in General Sessions Court without delay. Consider "cash for keys" if the tenant is cooperative and willing to move out quickly. This can often be faster and cheaper than going through the court process, provided you have a clear written agreement.
Q3
Do I need a lawyer for an eviction in Chesterfield?
While you can represent yourself in General Sessions Court for an eviction, it's highly recommended to consult or hire an attorney, especially if it's your first eviction or if the tenant is disputing the eviction. An attorney ensures all legal procedures are followed correctly, saving you time and money by avoiding errors that could delay or dismiss your case. Given the low eviction process difficulty score of 1.7/10 for Tennessee, it's relatively straightforward, but legal expertise is still valuable.
Q4
What if the tenant damages my property during the eviction?
Document all damages with photos and videos after the tenant vacates. You can use the security deposit to cover the cost of repairs beyond normal wear and tear. If the damages exceed the security deposit amount, you can sue the tenant in General Sessions Court for the additional costs. This would be a separate civil action from the eviction itself, often filed concurrently or immediately after the tenant leaves.
Q5
Can I turn off utilities or change locks to get a tenant to leave?
Absolutely not. These are illegal "self-help" eviction tactics in Tennessee and can result in significant penalties, including paying the tenant damages and attorney fees. You must follow the legal eviction process through the courts. Attempting to force a tenant out through illegal means will likely backfire and cost you far more.
A 2.6/10 places Chesterfield in the 89th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.
Cities with similar eviction risk to Chesterfield (2.6/10)
Same risk band nationally · click any city for its full breakdown.
