Loudon County, Tennessee Eviction Risk: Very Low

Loudon County scores 2.1/10 (Low risk) across its 6 incorporated places, putting it among the more landlord-friendly corners of Tennessee eviction laws. With 82 of the state's 95 counties carrying higher risk scores, only 12 rank as lower risk than Loudon County, placing it firmly in the lower-risk third of the state. Owners and investors operating here face a renter population that is relatively small at 26.1% of households, an average rent of $1,239, and a rent burden rate of 28.7%, all of which point to a tenant base that is less financially stressed than in high-risk markets elsewhere in Tennessee eviction laws.

That said, the county-wide average of 2.1/10 masks a meaningful spread. Scores across Loudon County's cities run from 1.8 to 2.8, a full point of variation that matters when you are selecting a specific submarket to buy or manage in. Investors who treat the county as a monolith will overpay for risk in some spots and underestimate it in others.

The cities inside Loudon County

The city of Loudon carries the highest risk score in the county at 2.8/10, driven by a population of 6,432. Greenback follows at 2.6/10 (population 1,378), and both Rarity Bay and Philadelphia score 2.5/10. These four cities sit in the upper half of the county's risk range and deserve closer scrutiny on vacancy trends and tenant financial stability before acquisition.

At the other end of the range, Lenoir City and Tellico Village both score 1.8/10. Lenoir City is the county's largest community at 11,110 residents, and Tellico Village holds 7,414. Both are the most landlord-favorable markets in the county, with scores well below the state average. The contrast between Loudon at 2.8 and Lenoir City at 1.8 is a clear illustration that risk in this county is hyper-local, and a short drive separates materially different operating environments.

State-level laws that apply here

All Loudon County landlords operate under Tennessee state law. Because Loudon County's population is under 75,000, it falls under the non-URLTA framework, meaning the governing notice for most residential evictions is a 30-day notice under TCA Title 29 Chapter 18, rather than the shorter notices available in URLTA counties. In URLTA-covered jurisdictions, the Tennessee eviction process runs on a 7-day notice for nonpayment of rent and a 14-day notice for a material lease breach. Understanding which regime applies to your specific property is essential before filing.

On the cost side, the Tennessee eviction costs a landlord can expect range from $200 to $300 in court filing fees, $40 to $150 in sheriff lockout fees, and $500 to $2,500 in attorney fees, depending on complexity. An uncontested case typically resolves in 21 to 45 days; a contested matter can stretch to 45 to 120 days. Tennessee imposes no rent control and requires no just cause for non-renewal, and state law preempts any local effort to cap rents. For deposit rules and tenant rights, the Tennessee security deposit limits and Tennessee tenant protections guides cover the statewide framework in detail.

With an average poverty rate of 11% and renters making up only 26.1% of households, Loudon County's tenant pool is relatively stable compared to higher-risk Tennessee eviction laws markets; review the individual city scores in the grid above to pinpoint the specific submarket that fits your risk tolerance.