Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Tenant beats landlord
18.5%
/ 100 outcomes
In court-decided eviction outcomes for Rarity Bay, TN, tenants prevail in roughly 18.5% of contested cases. A higher number means landlords face stronger tenant defenses, longer calendars, and more required documentation, and landlord-friendliness drops as this rises.
Timeline
32d
filing → judgment
From the moment an unlawful-detainer notice is filed in Rarity Bay, TN until a money judgment is entered, a contested eviction takes about 32 days on average. Longer timelines mean more lost rent and higher carry costs for landlords.
Cost range
$1.0-3.1k
legal + lost rent
A typical eviction in Rarity Bay, TN costs landlords $985 to $3,084 all-in, covering court filing fees, process-server costs, attorney time, and lost rent during the calendar between filing and possession.
Average rent
$1,598
28% stretched on rent
Average gross rent in Rarity Bay, TN is $1,598 per month per the U.S. Census American Community Survey (5-year 2023). 28% of renter households here spend more than 30% of pre-tax income on rent, the federal cost-burden threshold.
Renters
16.5%
of households
16.5% of occupied housing units in Rarity Bay, TN are renter-occupied (vs owner-occupied). A higher renter share usually correlates with more eviction filings, more turnover, and a more active rental market.
Poverty
4.7%
4.0% unemp.
4.7% of Rarity Bay, TN residents live below the federal poverty line, and unemployment runs at 4.0%. Both feed into the economic-stress sub-score in our Eviction Risk Score model because rent payment problems track poverty + joblessness more reliably than any other single signal.
Time machine
Scrub 50 years
197619861996200620162026
2026
● LIVE · today◀ REPLAY · historical
Nine-axis profile
9-axis profile · today
Shape of the risk surface
1 landlord · 10 tenant
Sub-scores · with sparkline
Where the score comes from
1 → 10 scale
Local political climate
GOP margin +53.0% (2024)
3.2
Regional political climate
County-weighted neighbor mix
3.2
State political climate
Tennessee legislature & governorship
1.9
Economic stress
4.7% poverty · 4.0% unemp.
2.0
Supply constraint
$1,598 average · 16.5% renters
6.3
Rent Control risk
27.7% of income on rent
9.4
Eviction process difficulty
32 days filing → judgment
1.8
Tenant organizing strength
16.5% renters
3.9
Housing court bias
County bench composition
6.2
Geographic context
Risk heat across Rarity Bay and the region
Click any city to see its score
How Rarity Bay compares
Risk score vs. peers, county, state, and the U.S.
Rank in Loudon County
Moderate
#4of 6 cities
#4 of 6 cities in Loudon County for landlord eviction risk.
Rank in Tennessee
Moderate
#283of 501 cities
#283 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Score story
Six-stop tour of the risk profile
2.5
/ 10 · LOW
The verdict
A Low-tier market.
Composite 2.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.
50-yr trend-0.1 over 50 yr
197620012026
Steady ratchet · no large swings
32d
Typical timeline
The money
What renting (and evicting) looks like.
Rent published at $1,598/mo. A contested eviction takes 32 days and costs $985-$3,084 per case.
50-yr trendCalendar drag rising since '15
197620012026
Court-clerk data lands in the next release.
16.5%
Renters
The renters
Who you'll be renting to.
Out of 757 residents, 16.5% rent. 28% are spending 30%+ income on rent, 4.7% below the poverty line.
50-yr trendRenter share rising
197620012026
ACS 1970-present · once the migration overlay is in.
3.2
Local + regional
The politics
Light-statute interior market.
Local & regional political climate score 3.2 and 3.2 (GOP margin +53.0% (2024)). State climate at 1.9, a mid-range statehouse.
50-yr trendTracks county vote margin
197620012026
Built on 50-yr presidential margins back to 1976.
1.9
State politics
The process
Moderate calendar, moderate friction.
State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 6.2, rent-control risk 9.4. Standard process speed for the state.
50-yr trendProcess difficulty +-3.2 since '00
197620012026
Court-clerk data lands in the next release.
2
Economic stress
The stress
Economic pressure is the background risk.
Economic stress: 2. Supply constraint: 6.3. The numbers behind those: 4.7% poverty, 4.0% unemployment, 28% of income on rent.
50-yr trendTwo visible dips · '08 + COVID
197620012026
Mirrors BLS unemployment series.
US eviction landscape · timeline × all-in cost
Rarity Bay sits in the quick & cheap quadrant
Bubble size = population · color = risk score
Rarity Bay · 32d · ~$2.0k all-in ($64/day) · score 2.5National average: 58d · $4.6k all-inHover any bubble for stats · click to openColor: 0-4 4-7 7-10
Landlording in Rarity Bay, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.
Rarity Bay is a city of 757 residents where 16.5% of occupied units are renter-occupied, and the typical renter spends 27.7% of income on rent. At an average rent of $1,598/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.
01Process
How Rarity Bay eviction process actually works
Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Rarity Bay closes 32 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.
The slow part of Rarity Bay's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.
02Cost
What it costs (and how long it takes)
An all-in eviction in Rarity Bay runs $985 to $3,084 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.
For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 32 days of typical timeline and $1,598/month in lost rent, that crossover happens fast here.
03Operations
Security deposits, screening, and lease terms
Tenant organizing strength scores 3.9/10 in Rarity Bay, and the city sits at the top of the rent control risk spectrum (9.4/10). Operations practice that survives audit in this environment looks like:
Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy
What an everyday landlord should actually do here
If you own one to four units in Rarity Bay: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.
The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,084 all-in fight is the realistic worst case.
04bPractical traps
Local traps to avoid in Rarity Bay
Trap · 50.3 POINTS
Loudon County voted Republican by 50.3 points in 2020, a baseline that correlates with landlord-neutral statutory bias under T.C.A. 66-28 URLTA.
05FAQ
Frequently asked questions
Q1
What if my tenant just disappears?
If your tenant abandons the property and leaves their belongings, you still need to follow specific procedures. In Tennessee, you generally need to send a notice to their last known address, giving them a chance to claim their property. After a certain period (usually 30 days), if they don't respond, you can dispose of or sell the property. Never just throw their stuff out immediately, or you could face legal trouble. Consult an attorney if you're unsure.
Q2
Can I change the locks if rent isn't paid?
Absolutely not. This is an illegal "self-help" eviction and can get you into serious trouble, including fines and having to pay the tenant damages. You must go through the proper court process to regain possession. Always follow the legal eviction process, even if it feels slow.
Q3
How much notice do I need to give for a rent increase?
Unless your lease specifies otherwise, Tennessee law generally requires at least 30 days' written notice for a rent increase on a month-to-month tenancy. For a fixed-term lease, you cannot increase the rent until the lease term expires, and then you'd provide notice for the new rate upon renewal.
Q4
What if my tenant refuses to leave after the judge rules in my favor?
If the court grants you a Writ of Possession, and the tenant still won't leave, you'll need to coordinate with the local Sheriff's office. They will schedule a time to physically remove the tenant and their belongings. You cannot do this yourself. It's the final step in the legal eviction process.
Q5
Can I refuse to rent to someone with an eviction on their record?
Generally, yes. Having a prior eviction is a strong indicator of future payment problems, and you can typically use it as a legitimate reason to deny an applicant. Just ensure your screening criteria are applied consistently to all applicants to avoid any claims of discrimination.
A 2.5/10 places Rarity Bay in the 49th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.
Cities with similar eviction risk to Rarity Bay (2.5/10)
Same risk band nationally · click any city for its full breakdown.
