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Payne Springs, Texas eviction risk overview
City brief · 1,201 residents

Payne Springs, TX Eviction Risk: VERY LOW

Henderson County · Population 1,201

In 2026
Risk score
2.3
VERY LOW

58th percentile, Texas.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.6 Average2.1 Now2.3
2.8 1.6 1976 · score 2.1 1977 · score 2.1 1978 · score 2.1 1979 · score 2.1 1980 · score 2.1 1981 · score 2.0 1982 · score 2.1 1983 · score 2.0 1984 · score 1.7 1985 · score 1.8 1986 · score 1.9 1987 · score 1.7 1988 · score 1.7 1989 · score 1.6 1990 · score 1.6 1991 · score 1.7 1992 · score 1.9 1993 · score 1.9 1994 · score 1.9 1995 · score 1.9 1996 · score 1.8 1997 · score 1.8 1998 · score 1.8 1999 · score 1.8 2000 · score 1.9 2001 · score 2.0 2002 · score 2.1 2003 · score 2.1 2004 · score 2.1 2005 · score 2.0 2006 · score 2.0 2007 · score 2.0 2008 · score 2.1 2009 · score 2.3 2010 · score 2.4 2011 · score 2.4 2012 · score 2.2 2013 · score 2.2 2014 · score 2.1 2015 · score 2.1 2016 · score 2.3 2017 · score 2.3 2018 · score 2.4 2019 · score 2.4 2020 · score 2.8 2021 · score 2.7 2022 · score 2.6 2023 · score 2.6 2024 · score 2.4 2025 · score 2.4 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.8 Regional 2.8 State 1.5 Economic 5.7 Supply 6.3 Rent Control 9.2 Eviction 1.8 Tenant 5.8 Housing 8.6 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +63.5% (2024)
    2.8
  2. Regional political climate
    County-weighted neighbor mix
    2.8
  3. State political climate
    Texas legislature & governorship
    1.5
  4. Economic stress
    20.4% poverty · 1.2% unemp.
    5.7
  5. Supply constraint
    $1,158 average · 19.3% renters
    6.3
  6. Rent Control risk
    33.5% of income on rent
    9.2
  7. Eviction process difficulty
    24 days filing → judgment
    1.8
  8. Tenant organizing strength
    19.3% renters
    5.8
  9. Housing court bias
    County bench composition
    8.6
Geographic context

Risk heat across Payne Springs and the region

Click any city to see its score

How Payne Springs compares

Risk score vs. peers, county, state, and the U.S.
Rank in Henderson County
Low
#12 of 18 cities
Rank in county, 35th percentileLowHigh
#12 of 18 cities in Henderson County for landlord eviction risk.
Rank in Texas
Moderate
#925 of 1,841 cities
Rank in state, 50th percentileLowHigh
#925 of 1,841 cities in Texas for landlord eviction risk.
vs. county · state · U.S.
Payne Springs risk score vs. county / state / U.S.Payne Springs: 2.32.3Payne SpringsThis cityCounty: 2.32.3Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.2 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 24d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,158/mo. A contested eviction takes 24 days and costs $880–$3,140 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 19.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,201 residents, 19.3% rent. 34% are spending 30%+ income on rent, 20.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.8
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.8 and 2.8 (GOP margin +63.5% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 8.6, rent-control risk 9.2. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.7. Supply constraint: 6.3. The numbers behind those: 20.4% poverty, 1.2% unemployment, 34% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Payne Springs sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Tyler, TX · 26d · ~$2.5k all-in ($95/day) · score 2.7 Tyler Rockwall, TX · 24d · ~$2.4k all-in ($101/day) · score 2.2 Rockwall Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston San Antonio, TX · 25d · ~$2.4k all-in ($94/day) · score 2.8 San Antonio Dallas, TX · 24d · ~$2.1k all-in ($89/day) · score 2.7 Dallas Austin, TX · 24d · ~$2.2k all-in ($92/day) · score 2.9 Austin Fort Worth, TX · 28d · ~$2.4k all-in ($86/day) · score 2.6 Fort Worth El Paso, TX · 24d · ~$2.3k all-in ($95/day) · score 3.1 El Paso Arlington, TX · 25d · ~$2.1k all-in ($83/day) · score 2.6 Arlington Corpus Christi, TX · 26d · ~$2.6k all-in ($98/day) · score 2.7 Corpus Christi Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Payne Springs
Payne Springs · 24d · ~$2.0k all-in ($84/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Payne Springs, TX

Landlording in Payne Springs, Texas, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Payne Springs is a city of 1,201 residents where 19.3% of occupied units are renter-occupied, and the typical renter spends 33.5% of income on rent. At an average rent of $1,158/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Payne Springs eviction process actually works

Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Payne Springs closes 24 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Payne Springs's timeline is usually the calendar, not the motion practice. Housing court bias scores 8.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Payne Springs runs $880 to $3,140 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 24 days of typical timeline and $1,158/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.8/10 in Payne Springs, and the city sits at the top of the rent control risk spectrum (9.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Texas, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Payne Springs: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Texas's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,140 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Payne Springs

Trap · 8.6/10
For landlords, the 5.2/10 score is most actionable when combined with Henderson County's specific court behavior. Housing-court bias sub-score: 8.6/10. Use proactive screening and documented notices.
05FAQ

Frequently asked questions

Q1

What happens if a Payne Springs tenant appeals an eviction?

If a tenant appeals the Justice Court decision, the case moves to the County Court at Law. They will usually have to pay a bond or ongoing rent into the court registry. This adds significant time and often requires an attorney to navigate. Be prepared for a longer, more complex process if an appeal occurs.

Q2

Can I turn off utilities if a tenant stops paying rent in Payne Springs?

Absolutely not. Texas law strictly prohibits landlords from turning off utilities (water, electricity, gas) to force a tenant out, even if they're not paying rent. This is considered an illegal lockout and can result in significant penalties for you. You must follow the legal eviction process.

Q3

How quickly can I change the locks after an eviction judgment?

You cannot change the locks until a Writ of Possession has been executed by the constable or sheriff. After the Justice Court rules in your favor, the tenant typically has 5 days to appeal. If no appeal, you request the Writ. The constable will then schedule a time to oversee the lockout, and only then can you change the locks.

Q4

Is there a specific form for the 3-day notice in Payne Springs?

While Texas law doesn't mandate a specific form, it must be in writing and clearly state the amount of rent due, demand payment or possession of the premises within 3 days, and include the landlord's contact information. Many landlord associations provide compliant forms, or your attorney can draft one for you.

Q5

Do I have to return a security deposit if the tenant was evicted?

Yes, you still have to return the security deposit or provide an itemized list of deductions within 30 days of the tenant vacating. You can deduct for unpaid rent, cleaning beyond normal wear and tear, and damages. Keep detailed records and receipts for all deductions.

06Score

What this score means for landlords2

A 2.3/10 places Payne Springs in the 58th percentile of Texas cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.