McAllen Eviction Risk: Moderate

Annualized rent equals 44% of average household income of $23,591, past the 30% affordability line, which thins the margin any screening standard has to work with. The clearest offset is rent-regulation exposure at 1/10. Disability prevalence runs 50.5% against 31.5% nationally.

The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running cool, state political climate reads 1.5/10.

The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, economic stress reads 7.6/10. At $860 a month, rents run 18% under what the rest of McAllen commands.

roughly one in two of renter households cross the 30%-of-income line, higher than the Hidalgo County average of 42.3%. It sits 0.8 points above the Hidalgo County average of 3.9.

That is riskier than roughly 55% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.