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Waco, Texas eviction risk overview
Ranked #1,705 of 1,865 nationally

Waco, TX Eviction Risk: VERY LOW

McLennan County · Population 143,570

In 2026
Risk score
2.3
VERY LOW

58th percentile, Texas.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.4 Average2.4 Now2.3
10 5 1976 · score 2.0 1977 · score 2.0 1978 · score 2.0 1979 · score 2.0 1980 · score 1.6 1981 · score 1.7 1982 · score 1.7 1983 · score 1.6 1984 · score 1.4 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.1 1993 · score 2.1 1994 · score 2.2 1995 · score 2.2 1996 · score 2.1 1997 · score 2.1 1998 · score 2.2 1999 · score 2.2 2000 · score 2.3 2001 · score 2.3 2002 · score 2.4 2003 · score 2.4 2004 · score 2.4 2005 · score 2.4 2006 · score 2.4 2007 · score 2.5 2008 · score 2.8 2009 · score 2.9 2010 · score 2.9 2011 · score 3.0 2012 · score 2.7 2013 · score 2.8 2014 · score 2.8 2015 · score 2.9 2016 · score 3.2 2017 · score 3.2 2018 · score 3.3 2019 · score 3.4 2020 · score 3.8 2021 · score 3.8 2022 · score 3.7 2023 · score 3.8 2024 · score 3.1 2025 · score 3.1 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.5 Regional 3.0 State 2.0 Economic 6.0 Supply 3.0 Rent Control 1.0 Eviction 3.0 Tenant 2.5 Housing 2.5 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +30.9% (2024)
    4.5
  2. Regional political climate
    County-weighted neighbor mix
    3.0
  3. State political climate
    Texas legislature & governorship
    2.0
  4. Economic stress
    24.0% poverty · 4.4% unemp.
    6.0
  5. Supply constraint
    $1,165 average · 50.6% renters
    3.0
  6. Rent Control risk
    34.6% of income on rent
    1.0
  7. Eviction process difficulty
    25 days filing → judgment
    3.0
  8. Tenant organizing strength
    50.6% renters
    2.5
  9. Housing court bias
    County bench composition
    2.5
Geographic context

Risk heat across Waco and the region

Click any city to see its score

How Waco compares

Risk score vs. peers, county, state, and the U.S.
Rank in McLennan County
Very Low
#20 of 21 cities
Rank in county, 5th percentileBottomTop
#20 of 21 cities in McLennan County for landlord eviction risk.
Rank in Texas
Moderate
#850 of 1,841 cities
Rank in state, 54th percentileBottomTop
#850 of 1,841 cities in Texas for landlord eviction risk.
vs. county · state · U.S.
Waco risk score vs. county / state / U.S.Waco: 2.32.3WacoThis cityCounty: 2.62.6Countyavg in countyState: 2.72.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 25d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,165/mo. A contested eviction takes 25 days and costs $906-$3,519 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 50.6%
    Renters
    The renters

    Who you'll be renting to.

    Out of 143,570 residents, 50.6% rent. 35% are spending 30%+ income on rent, 24.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.5 and 3 (GOP margin +30.9% (2024)). State climate at 2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3, housing court bias 2.5, rent-control risk 1. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.0 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6. Supply constraint: 3. The numbers behind those: 24.0% poverty, 4.4% unemployment, 35% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Waco sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 20d 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Killeen, TX · 23d · ~$2.2k all-in ($98/day) · score 2.6 Killeen Temple, TX · 25d · ~$2.1k all-in ($86/day) · score 3.8 Temple Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston San Antonio, TX · 25d · ~$2.4k all-in ($94/day) · score 2.8 San Antonio Dallas, TX · 24d · ~$2.1k all-in ($89/day) · score 3.2 Dallas Austin, TX · 24d · ~$2.2k all-in ($92/day) · score 3.6 Austin Fort Worth, TX · 28d · ~$2.4k all-in ($86/day) · score 2.8 Fort Worth El Paso, TX · 24d · ~$2.3k all-in ($95/day) · score 2.5 El Paso Arlington, TX · 25d · ~$2.1k all-in ($83/day) · score 2.7 Arlington Corpus Christi, TX · 26d · ~$2.6k all-in ($98/day) · score 2.3 Corpus Christi Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Waco
Waco · 25d · ~$2.2k all-in ($89/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Waco, TX

Landlording in Waco, Texas, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Waco is a city of 143,570 residents where 50.6% of occupied units are renter-occupied, and the typical renter spends 34.6% of income on rent. At an average rent of $1,165/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Waco eviction process actually works

Eviction process difficulty here reads 3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Waco closes 25 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Waco's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Waco runs $906 to $3,519 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 25 days of typical timeline and $1,165/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.5/10 in Waco, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Texas, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Waco: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Texas's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,519 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Waco

Trap · LONE STAR LEGAL AID
The McLennan County JP courts process cases on the standard Texas calendar. Lone Star Legal Aid staffs Waco defense at limited capacity. State context: same Texas framework.
05FAQ

Frequently asked questions

Q1

What's the shortest time I can evict someone in Waco?

The shortest timeline is around 25 days from the initial 3-day notice to the final lockout. This assumes no delays and a straightforward case.

Q2

Do I need a lawyer for an eviction in Texas?

No, you are not legally required to have a lawyer. Many landlords handle evictions themselves in Justice Court. However, for your first eviction, or if the tenant hires a lawyer, it's highly recommended to consult or hire an attorney to ensure you follow all procedures correctly.

Q3

Can a tenant appeal an eviction in Waco?

Yes, tenants have the right to appeal a Justice Court judgment to the County Court at Law. This will add time and cost to the process, usually requiring a new trial. They typically have 5 days to file the appeal bond.

Q4

Is there rent control in Waco or Texas?

No, Texas has no statewide rent control, and local municipalities like Waco cannot implement it. This means you can generally set your own rent prices and increase them with proper notice, as long as it's not discriminatory. See Texas rent control rules for more.

Q5

What if the tenant leaves belongings behind after an eviction?

In Texas, you generally must store the tenant's property for a reasonable period, usually 30 days, and notify the tenant of where to retrieve it. If they don't claim it, you can dispose of it or sell it, applying the proceeds to any debts owed by the tenant. Check with a local attorney for specific procedures.

Q6

Can I turn off utilities if a tenant stops paying rent?

Absolutely not. This is illegal in Texas and can result in significant penalties. You cannot cut off utilities, change locks, or otherwise force a tenant out without a court order. Follow the legal eviction process. Tampering with utilities is a major mistake.

06Score

What this score means for landlords2

A 2.3/10 places Waco in the 58th percentile of Texas cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.