Within parent city
50
th percentile
Moderate
Census Tract · Ranked #69,776 of 84,120 nationally
Emerald Bay Eviction Risk: Lower
Tract 48423001912 · Smith, TX · pop 2,491 · 20% of tract blocks fall in Emerald Bay
Emerald Bay anchors census tract 48423001912, which lands at $1/10 on landlord eviction risk. On the national scale it ranks #74,629 of 84,120 for landlord eviction difficulty.
100% of renter households here spend at least 30% of income on rent, a severe level, and 15% are severely burdened at 50% or more. Average rent runs $877 a month against an average household income of $80,385 a year, roughly 13% of income at the averages. About 3% of occupied units are renter-occupied.
Risk score
2.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 3%
Stable renters 0%
Owners 97%
Tract context
Occupied units1,200
Renter share2.8%
SVI overall0.15
Poverty rate3.3%
Median income$80,385
Percentile rank
Higher percentile = riskier than more peers.Within county
9
th percentile
Very Low
Within state
17
th percentile
Very Low
National
17
th percentile
Very Low
Geographic context
Risk heat across Emerald Bay and the region
Centroid at 32.1600, -95.4442 · click any tract to drill in
Why Emerald Bay scores 2.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Emerald Bay
3.7
Regional political climate
2024 county presidential margin
3.0
State political climate
Texas legislature & governorship
1.5
Economic stress
3.3% poverty · this tract
1.0
Supply constraint
$877 rent vs county FMR
1.6
Rent control risk
Inherited from Emerald Bay
1.0
Eviction process difficulty
State law sets the calendar
1.1
Tenant organizing strength
Inherited from Emerald Bay
1.0
Housing court bias
Inherited from Emerald Bay
1.0
How Emerald Bay compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 15
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 17%Socioeconomic
- 26%Household composition
- 18%Racial/ethnic minority
- 24%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Emerald Bay
What moves this score most is supply constraint at 1.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Emerald Bay, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Smith County average of 4.4 and below the Texas statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 15th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 48423001912
Q1
What is the eviction-risk score for census tract 48423001912?
Census tract 48423001912 in Emerald Bay scores 2.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 48423001912?
Median gross rent is $877/month (ACS 5-year 2023, table B25064). 100% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 48423001912?
3.3% of residents in tract 48423001912 live below the federal poverty line (ACS B17001, 2023). Population: 2,491.
Q4
How socially vulnerable is tract 48423001912?
CDC Social Vulnerability Index ranks this tract in the 15th percentile nationally. Sub-themes: socioeconomic 17th, household 26th, minority 18th, housing 24th.
Q5
How does tract 48423001912 compare to Emerald Bay overall?
Tract 48423001912 scores 2.3/10, right in line with the parent city of Emerald Bay at 2.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Emerald Bay; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Related