5 census tracts · pop 19,787 · pop-weighted Eviction Risk Score 4.1/10
· range 3–4.6
Charnwood District takes in 5 census tracts of Tyler, TX and houses 19,787 people. Scored across those inputs it reaches 4.1/10, placing it in the Moderate tier. Cost burden runs 44% against 29.5% citywide, putting Charnwood District 14.1% over its own city.
The clearest offset is rent-regulation exposure, at 1/10. Well under the midpoint is tenant-organizing strength, at 1.5/10.
The severe-burden share is 20%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Internally this is not one market. Tract scores span 3 to 4.6, so two buildings inside the same boundary can carry materially different risk. Running cool is housing-court posture, at 2/10.
The poverty rate is 17%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. At $1,075 a month, rents sit 14% under what the rest of Tyler commands.
Social vulnerability runs high at 8.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Annual rent works out to 24% of average household income of $53,980.
50% of occupied units are renter-occupied.
Underwrite the address, not the area: with 1.6 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
4.1
Moderate
5 tracts · population-weighted
Charnwood District vs TylerHow this neighborhood stacks against the citywide average
% of income on rent
43.6%+48%
Tyler: 29.5%
Average gross rent
$1,075-14%
Tyler: $1,252
Average HH income
$53,980-18%
Tyler: $65,527
Poverty rate
17.2%+34%
Tyler: 12.8%
Renter share
49.6%+11%
Tyler: 44.6%
Geographic context
Risk heat across Charnwood District and the region
Click any tract to drill in · 5 tracts span score 3–4.6
Why Charnwood District scores 4.1
9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 3.0–3.0 across tracts
3.0
Local political climate
Parent city governance · Range 3.0–3.0 across tracts
3.0
Rent control risk
44% of income on rent · Range 1.0–1.0 across tracts
1.0
Eviction process difficulty
State notice requirements & court backlog · Range 2.5–2.5 across tracts
2.5
Tenant organizing strength
50% renter households · Range 1.5–1.5 across tracts
1.5
Housing court bias
County bench composition · Range 2.0–2.0 across tracts
2.0
Economic stress
17.2% below poverty line · Range 1.9–7.5 across tracts
4.3
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.1–4.6 across tracts
3.1
Risk score comparison
Charnwood District vs. parent city, state, U.S.
Eviction Risk Score (0–10 scale).
Variance across tracts
How uniformly does eviction risk play out in Charnwood District?
Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.
Score distribution
0246810
Spread of 1.6 points from
3 to
4.6.
Moderate variation across constituent tracts.
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority63%ile
Hispanic + non-white share of population
Housing & transport70%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked
About Charnwood District
Q1
What is the eviction-risk score for Charnwood District?
Charnwood District scores 4.1/10 (Moderate tier) across 5 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Charnwood District compare to Tyler overall?
Charnwood District scores 0.9 points higher than Tyler overall (3.2/10). Renters spend 44% of income on rent vs 30% citywide. Average rent: $1,075 vs $1,252.
Q3
What is the average rent in Charnwood District?
Average gross rent in Charnwood District is $1,075/month (pop-weighted across 5 census tracts, ACS 5-year 2023). 44% of renter households are cost-burdened.
Q4
What percentage of Charnwood District residents are renters?
50% of Charnwood District households are renter-occupied (vs 45% in Tyler). The neighborhood has 19,787 residents.
Q5
Is Charnwood District a high social-vulnerability area?
Charnwood District sits in the 80th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Charnwood District have the highest eviction risk?
The highest-risk constituent tract in Charnwood District is census tract 48423000900 (score 4.6/10). Across the 5 tracts in this neighborhood the score ranges from 3 to 4.6, a spread of 1.6 points.
Q7
How safe is Charnwood District for landlords?
Charnwood District carries a moderate-tier eviction-risk profile for landlords (4.1/10). Pop-weighted across 5 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Tyler as a whole (3.2/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Charnwood District?
Charnwood District has 20,295 residents. Top groups: White (non-Hispanic) (45.8%), Hispanic / Latino (27.9%), Black (non-Hispanic) (23%). Source: ACS 5-year 2023, table B03002.
