Tyler Eviction Risk: Moderate

The main counterweight is rent-regulation exposure at 1/10. Well under the midpoint, supply constraint reads 1/10.

Adults with no health insurance runs 30.0% against 11.3% nationally. Against Smith County at 42.8%, around a third of renters here are cost-burdened. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the softer side, state political climate reads 1.5/10. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 1.0 points above the Smith County average of 3.6. That is riskier than roughly 53% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 8.8/10, which tracks how hard a shock lands on the households already here. Rent consumes only 16% of average household income of $59,564, an unusually wide affordability cushion.

Of its three components the household composition measure is the most pressured. 32% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.