Tyler Eviction Risk: Moderate

The main counterweight is rent-regulation exposure at 1/10. 24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.

Running cool, state political climate reads 1.5/10. Well under the midpoint, tenant-organizing strength reads 1.5/10.

Disability prevalence runs 43.5% against 31.5% nationally. Against the Smith County average of 3.6, this tract reads riskier for landlords by 1.0 points. 39% of renter households cross the 30%-of-income line, below the Smith County average of 42.8%.

Average gross rent is $1,108, 12% below the Tyler average. That is riskier than roughly 53% of the 84,120 US census tracts in this model.

Only 18% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 6.7/10. Annual rent works out to 20% of average household income of $66,384.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.