3 census tracts · pop 9,868 · pop-weighted Eviction Risk Score 4.5/10
· range 3–4.8
Loma Alta takes in 3 census tracts of Laredo, TX and houses 9,868 people. It carries an Eviction Risk Score of 4.5/10, in the Moderate tier. 50% of renters here are cost-burdened at the 30% threshold, well above the Laredo rate of 32.2%.
Pulling the other way is rent-regulation exposure, at 1/10. Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.
The poverty rate is 31%, which shows up in this model as reduced rent-recovery odds after a judgment. Scores across the 3 constituent tracts range from 3 to 4.8. A 1.8-point internal spread means block-level underwriting beats area-level here. Running hot is economic stress at 7.6/10.
On the softer side is supply constraint, at 2.7/10. Average gross rent is $899, 13% below the Laredo average of $1,030. That places it #14 of 29 neighborhoods in Laredo.
For a like-for-like read, Seven Lights and Village South score within a fraction of it. Social vulnerability runs high at 9.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.
Annual rent works out to 24% of average household income of $45,195. 51% of occupied units are renter-occupied.
Underwrite the address, not the area: with 1.8 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
4.5
Moderate
3 tracts · population-weighted
Loma Alta vs LaredoHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority97%ile
Hispanic + non-white share of population
Housing & transport65%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked
About Loma Alta
Q1
What is the eviction-risk score for Loma Alta?
Loma Alta scores 4.5/10 (Moderate tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Loma Alta compare to Laredo overall?
Loma Alta scores 1.1 points higher than Laredo overall (3.4/10). Renters spend 50% of income on rent vs 32% citywide. Average rent: $899 vs $1,030.
Q3
What is the average rent in Loma Alta?
Average gross rent in Loma Alta is $899/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 50% of renter households are cost-burdened.
Q4
What percentage of Loma Alta residents are renters?
51% of Loma Alta households are renter-occupied (vs 36% in Laredo). The neighborhood has 9,868 residents.
Q5
Is Loma Alta a high social-vulnerability area?
Loma Alta sits in the 97th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Loma Alta have the highest eviction risk?
The highest-risk constituent tract in Loma Alta is census tract 48479000101 (score 4.8/10). Across the 3 tracts in this neighborhood the score ranges from 3 to 4.8, a spread of 1.8 points.
Q7
How safe is Loma Alta for landlords?
Loma Alta carries a moderate-tier eviction-risk profile for landlords (4.5/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Laredo as a whole (3.4/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Loma Alta?
Loma Alta has 10,148 residents. Top groups: Hispanic / Latino (97.5%), White (non-Hispanic) (2.3%), Other / Multiracial (0.2%). Source: ACS 5-year 2023, table B03002.
