Swansboro Eviction Risk: Moderate , Richmond

Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the high side, regional political climate reads 8.4/10. 68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Cost burden runs 44% here against 50.2% across Richmond City. The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, local political climate reads 7.5/10. It sits 0.6 points above the Richmond City average of 4.3.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 6.6/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

Average gross rent is $1,288, close to the Richmond average. Annual rent works out to 26% of average household income of $59,397.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.