Bay Island Eviction Risk: Lower

The clearest offset is economic stress, at 1.1/10. 22% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The voucher gap is 24.3%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. On the softer side is rent-regulation exposure, at 2/10. Average gross rent is $2,108, 23% above the Virginia Beach average of $1,714.

CDC survey data puts housing insecurity at 5.5% of adults, against 14.2% nationally. Court records for this tract carry 72 eviction filings. Sitting well above the midpoint is supply constraint at 7.4/10.

Filing activity peaked in 2016 at 12.1% of renter households. 4.7% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

That places it #42 of 53 neighborhoods in Virginia Beach. Judgments average 3.0% of renter households a year, the share of filings that actually convert to an order.

The closest comparables inside the same city are Bayville Park and Cavalier Park.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.