James Madison Park Eviction Risk: Moderate

The dominant input is local political climate at 8/10. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Against the Dane County average of 4.2, this tract reads riskier for landlords by 1.6 points.

Running hot, regional political climate reads 7.6/10. SNAP participation runs 6.3% against 15.2% nationally. On the softer side, state political climate reads 2.9/10.

Inability to pay a utility bill runs 3.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Madison. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #20,506 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 2.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the WI average is 3.9, so this tract runs 1.9 points hotter.

Of its three components the household composition measure is the least pressured. 38% of renter households spend at least 30% of income on rent. Average gross rent is $1,437, close to the Madison average.

Annual rent works out to 26% of average household income of $66,290.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.