Automotive Historic District Eviction Risk: Moderate

93% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. The main counterweight is rent-regulation exposure, at 1/10.

The poverty rate is 35%, which shows up in this model as reduced rent-recovery odds after a judgment. Average gross rent is $1,466, 32% above the Birmingham average of $1,107. Annualized rent equals 36% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

Running hot is economic stress at 8.7/10. 22% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The voucher gap is 15.7%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

Running cool is housing-court posture, at 3/10. Among the 20 mapped neighborhoods of Birmingham, it ranks #1 by risk, the upper third. For a like-for-like read, Avondale and Hobson score within a fraction of it.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.