Chestnut Hill Historic District Eviction Risk: Lower

Pulling the other way is rent-regulation exposure, at 1/10. Severe burden reaches 18%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

On the softer side is economic stress, at 2.2/10. The 2 tracts inside this boundary do not behave alike. Individual scores run 3 to 4, a 1-point gap wide enough that the area average misleads on any specific address. SNAP participation is 3.9% of households versus 15.2% nationally.

Court records carry 939 eviction filings across its 2 observed tracts. CDC survey data puts housing insecurity at 6.2% of adults, against 14.2% nationally.

The worst year on record was 2016, when filings touched 4.8% of renter households. Running cool is housing-court posture, at 3/10. Among the 20 mapped neighborhoods of Birmingham, it ranks #19 by risk, the lower third.

Judgments average 1.4% of renter households a year, the share of filings that actually convert to an order. Against average income of $76,873, annual rent is only 18%, a wide affordability cushion.

Average gross rent runs $1,125, close to the Birmingham average. 50% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 3.5 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.