Birmingham Eviction Risk: Moderate

Food insecurity runs 46.4% against 17.8% nationally. The clearest offset is rent-regulation exposure at 1/10. Housing insecurity runs 32.6% against 14.2% nationally.

Annualized rent equals 35% of average household income of $36,250, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment.

Running cool, state political climate reads 1.8/10. Cost burden runs 55% here against 46.3% across Jefferson County.

On the high side, economic stress reads 7.8/10. It sits 1.1 points above the Jefferson County average of 4.3. Princeton's Eviction Lab logged 307 filings here across 11 tracked years.

Filings peaked in 2002 at 7.3% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 5.0% of renter households face a filing.

Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.