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Bellamy, Alabama eviction risk overview
City brief · 158 residents

Bellamy, AL Eviction Risk: VERY LOW

Sumter County · Population 158

In 2026
Risk score
2.1
VERY LOW

46th percentile, Alabama.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average2.7 Now2.1
3.5 2.1 1976 · score 3.4 1977 · score 3.4 1978 · score 3.4 1979 · score 3.5 1980 · score 3.5 1981 · score 3.5 1982 · score 3.5 1983 · score 3.4 1984 · score 3.3 1985 · score 3.2 1986 · score 3.1 1987 · score 3.0 1988 · score 2.8 1989 · score 2.7 1990 · score 2.7 1991 · score 2.7 1992 · score 2.9 1993 · score 3.0 1994 · score 2.9 1995 · score 2.6 1996 · score 2.6 1997 · score 2.6 1998 · score 2.6 1999 · score 2.6 2000 · score 2.5 2001 · score 2.5 2002 · score 2.5 2003 · score 2.4 2004 · score 2.3 2005 · score 2.2 2006 · score 2.1 2007 · score 2.1 2008 · score 2.3 2009 · score 2.6 2010 · score 2.6 2011 · score 2.6 2012 · score 2.5 2013 · score 2.5 2014 · score 2.4 2015 · score 2.4 2016 · score 2.3 2017 · score 2.2 2018 · score 2.2 2019 · score 2.2 2020 · score 2.9 2021 · score 3.1 2022 · score 2.3 2023 · score 2.3 2024 · score 2.1 2025 · score 2.1 2026 · score 2.1

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.7 Regional 7.7 State 1.8 Economic 4.3 Supply 7.6 Rent Control 1.0 Eviction 1.3 Tenant 7.6 Housing 1.0 2.1 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +41.2% (2024)
    7.7
  2. Regional political climate
    County-weighted neighbor mix
    7.7
  3. State political climate
    Alabama legislature & governorship
    1.8
  4. Economic stress
    18.4% poverty · 11.4% unemp.
    4.3
  5. Supply constraint
    $638 average · 39.3% renters
    7.6
  6. Rent Control risk
    34.8% of income on rent
    1.0
  7. Eviction process difficulty
    31 days filing → judgment
    1.3
  8. Tenant organizing strength
    39.3% renters
    7.6
  9. Housing court bias
    County bench composition
    1.0
Geographic context

Risk heat across Bellamy and the region

Click any city to see its score

How Bellamy compares

Risk score vs. peers, county, state, and the U.S.
Rank in Sumter County
Very Low
#8 of 8 cities
Rank in county, 0th percentileLowHigh
#8 of 8 cities in Sumter County for landlord eviction risk.
Rank in Alabama
Moderate
#324 of 593 cities
Rank in state, 45th percentileLowHigh
#324 of 593 cities in Alabama for landlord eviction risk.
vs. county · state · U.S.
Bellamy risk score vs. county / state / U.S.Bellamy: 2.12.1BellamyThis cityCounty: 2.82.8Countyavg in countyState: 2.42.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.1
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.1/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-1.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 31d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $638/mo. A contested eviction takes 31 days and costs $963–$3,011 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 39.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 158 residents, 39.3% rent. 35% are spending 30%+ income on rent, 18.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 7.7
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7.7 and 7.7 (Dem margin +41.2% (2024)). State climate at 1.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.3, housing court bias 1, rent-control risk 1. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.3. Supply constraint: 7.6. The numbers behind those: 18.4% poverty, 11.4% unemployment, 35% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Bellamy sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Huntsville, AL · 29d · ~$2.0k all-in ($68/day) · score 2.3 Huntsville Mobile, AL · 30d · ~$1.9k all-in ($63/day) · score 2.8 Mobile Birmingham, AL · 32d · ~$1.7k all-in ($52/day) · score 2.9 Birmingham Montgomery, AL · 28d · ~$2.0k all-in ($71/day) · score 2.8 Montgomery Tuscaloosa, AL · 28d · ~$1.9k all-in ($68/day) · score 2.8 Tuscaloosa Hoover, AL · 31d · ~$2.0k all-in ($64/day) · score 2.2 Hoover Auburn, AL · 32d · ~$2.1k all-in ($66/day) · score 2.5 Auburn Dothan, AL · 31d · ~$1.9k all-in ($61/day) · score 2.5 Dothan Madison, AL · 30d · ~$2.1k all-in ($69/day) · score 2 Madison Decatur, AL · 31d · ~$1.8k all-in ($59/day) · score 2.5 Decatur Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Bellamy
Bellamy · 31d · ~$2.0k all-in ($64/day) · score 2.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Bellamy, AL

Landlording in Bellamy, Alabama, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.1/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Bellamy is a city of 158 residents where 39.3% of occupied units are renter-occupied, and the typical renter spends 34.8% of income on rent. At an average rent of $638/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Bellamy eviction process actually works

Eviction process difficulty here reads 1.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Bellamy closes 31 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Bellamy's timeline is usually the calendar, not the motion practice. Housing court bias scores 1/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Bellamy runs $963 to $3,011 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 31 days of typical timeline and $638/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.6/10 in Bellamy, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Alabama, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Bellamy: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Alabama's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,011 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Bellamy

Trap · ALABAMA
Sumter County court applies Alabama statute uniformly. Filing fee, notice period, and trial-to-writ timeline are set at the state level. At 3.1/10 local risk, default judgment frequency is typical.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a non-paying tenant out in Bellamy?

The fastest way is usually a well-executed 7-day pay-or-quit notice, followed immediately by filing an unlawful detainer if they don't comply. Sometimes, offering "cash for keys" can be quicker and cheaper than a full eviction, especially if the tenant is just delaying.
Q2

Do I need a lawyer for an eviction in Bellamy?

While you *can* represent yourself in Alabama district court, it's generally recommended to hire an attorney, especially if it's your first eviction or if the tenant is contesting it. Small procedural errors can cost you weeks and hundreds of dollars. The cost of a lawyer is often less than the lost rent from a delayed case.
Q3

Can I refuse to rent to someone because they use Section 8?

No, Alabama does not have statewide source-of-income protection. This means you are generally not prohibited from refusing to rent to someone based solely on their use of a Section 8 voucher or other rental assistance programs. However, always ensure your screening criteria are applied consistently to all applicants.
Q4

What if my tenant just disappears?

If your tenant abandons the property, Alabama law (Ala. Code § 35-9A-404) allows you to reclaim possession after a certain period and following specific notice procedures, typically 14 days of unexplained absence and unpaid rent. Don't just change the locks; follow the statute carefully to avoid legal issues.
Q5

How much can I charge for a security deposit in Bellamy?

Alabama has no statutory cap on security deposits. You can charge what the market will bear, but typically one to two months' rent is standard. Remember, you have 60 days to return it after the tenant vacates.
Q6

Are there any rent control laws in Bellamy?

No. Alabama has a statewide preemption against rent control, meaning no city or county in Alabama, including Bellamy, can enact rent control ordinances. You can find more information on this in our Alabama rent control rules.
06Score

What this score means for landlords2

A 2.1/10 places Bellamy in the 46th percentile of Alabama cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.