Alvarado Terrace Historic District Eviction Risk: High

The strongest single driver of the headline number is rent-regulation exposure at 10/10. This is a renter market: 92% of occupied units are tenant-occupied.

The severe-burden share is 30%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. On the high side is eviction-process difficulty at 9.5/10. SNAP participation is 38.0% of households versus 15.2% nationally.

Sitting well above the midpoint is tenant-organizing strength at 9.5/10. Average gross rent is $1,285, 34% below the Los Angeles average of $1,933.

Annualized rent equals 33% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. 14.3% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

That places it #1 of 161 neighborhoods in Los Angeles. The closest comparables inside the same city are Vermont Square and Ramona Gardens. Social vulnerability runs high at 9.6/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

With little internal variation, 9.9/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.