Saint James Park Eviction Risk: High

What pushes the score up most is rent-regulation exposure at 10/10. 35% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Annualized rent equals 44% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

This is a renter market: 90% of occupied units are tenant-occupied. The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Running hot is eviction-process difficulty at 9.5/10.

On the high side is tenant-organizing strength at 9.5/10. CDC survey data puts housing insecurity at 28.5% of adults, against 14.2% nationally.

Average gross rent is $1,515, 22% below the Los Angeles average of $1,933. 18.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Among the 161 mapped neighborhoods of Los Angeles, it ranks #1 by risk, the upper third.

The closest comparables inside the same city are Vermont Square and Ramona Gardens. Social vulnerability runs high at 9.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

With little internal variation, 9.9/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.